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16 Bass LN #16, Naples, FL, 34114

1beds
2baths
920sqft
$135,000
$147price/sqft
$1,005/moest. monthly cost
$40,200/yrincome needed

About This Home

Welcome to resort-style living at an affordable price— Thank you for viewing 16 Bass Lane in the Imperial Wilderness Condominium Association of Naples, FL. This particular community was never flooded or adversely affected by any recent hurricanes. Plus, it is very well-known for its outstanding maintenance, friendly residents, and strong sense of community. Of particular interest, this 1Br/1.5Ba home, situated on LAND that YOU OWN, is being sold furnished and features a relaxing rear grassy area with direct access to the nature trail. You will appreciate the numerous updates that include, stainless steel appliances, laminate flooring throughout the entire home, window shades, furniture, stairs and railings, paint, and some lighting fixtures. If you’ve been thinking about purchasing a cozy retreat in a warm and beautiful location, this could be the exact place you need. It is an economical option for full-time residency, seasonal, or as an income-generating property. The IWCA is brilliantly located. It is approximately 3 miles to shopping and restaurants, 11 miles to the Naples beaches, and 8 miles to the Marco Island beaches. Airport access is also easily attainable— a 45-minute drive (RSW). Maximizing the opportunity to affordably own property in Naples, FL, the HOA fee of $898. per quarter is exceptionally reasonable. That fee covers many of your needs: the advantage of a gated community, water, sewer, lawn care, basic cable, trash, recycling, and community amenities. Community amenities include 2 pools with spas, bocce, pickleball, pétanque, tennis, shuffleboard, billiards, ping pong, a library, clubhouse, 2 dog parks (1 pet, 40lb. max.), nature trail, an extremely active events calendar, and an overall positive vibe!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Manatee Elementary SchoolGrades PK-50.8 mi
7/10
Manatee Middle SchoolGrades 6-80.7 mi
5/10
Lely High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Roof Over
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator/Freezer,Washer
  • Laundry features: Common Area,Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • Window Coverings,Laundry in Residence
  • Window features: Window Coverings,Shutters
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Property

Details

  • Parcel number: 51640640002

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Spa features: Community
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 2,613 sqft
  • Features: Regular

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$60$720
Property Taxes $66$792
Electricity $197$2,366
Total$1,005$12,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,457/yr
40% on housing$30,150/yr
45% on housing$26,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 34114$239
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34114$366
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-21Price change$135,000
2023-03-13Pending sale$134,000
2023-02-28Listed for sale$134,000

For Sale by Agent

AgentJoe Berardi
BrokerageWaterfront Realty Group Inc

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