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389 S Main St, Massena, NY, 13662

2beds
2baths
1,300sqft
$85,000
$65price/sqft
$875/moest. monthly cost
$35,000/yrincome needed

About This Home

This cute two unit apartment home is the perfect investment starter! There are two apartments, downstairs there is a one bedroom/one bath apartment and upstairs there is a one bedroom/one bath apartment. There are two separate driveways, one for each unit, one gravel and one concrete. The house is vinyl sided with a metal roof. There is laundry in both apartments. Don’t miss out on this opportunity! Update May 2025-200 Amp service upgrade to the home! Downstairs apartment 200Amp box and upstairs 100Amp box.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Property condition: Sold as is
  • Year built: 1920

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Stove-Elec,Water Heater(Electric)
  • Laundry features: In Kitchen,Laundry Hookups-Elec,Upper Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Vinyl

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 9.083412

Features

  • Levels: Two,Two Story,Two story
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 4,920 sqft
  • Lot size dimensions: 41' x 120'

Parking

  • Parking features: Gravel,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$64$768
Property Taxes $136$1,632
Electricity $246$2,954
Total$875$10,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,000/yr
40% on housing$26,250/yr
45% on housing$23,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$107
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Listed for sale$98,500
2026-02-17Listing removed$98,500
2025-10-07Listed for sale$98,500
2025-08-19Listing removed$111,000
2024-07-30Price change$111,000
2023-06-24Price change$119,000
2023-03-06Listed for sale$123,500
2023-02-18Listing removed--
2022-08-27Listed for sale$123,500

For Sale by Agent

AgentCarmen Kenney
BrokerageDufrane Real Estate, LLC

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