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198 County Road 385, Mountain Home, AR, 72653

2beds
1baths
884sqft
$179,900
$204price/sqft
$1,256/moest. monthly cost
$50,240/yrincome needed

About This Home

Tucked away at the end of a county road down Tracy Ferry Road by Lake Norfork, this 2-bedroom 1-bath cabin offers 3.1 acres m/l of quiet, private living. Built in 2022, featuring metal siding and a metal roof for low-maintenance living, it's set up for easy ownership whether you're after a weekend retreat or a full-time residence. Beautiful wood finishes, open concept living room with a wood stove make this a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
7/10
Pinkston Middle SchoolGrades 6-76.5 mi
6/10

Construction

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Gas Surface Unit
  • Laundry features: Washer/Dryer Hookups

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Free Standing,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Property

Details

  • Parcel number: 00211055029

Features

  • Living area range: 801-1000

Lot

  • Lot size: 3.10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance $143$1,716
Property Taxes $70$840
Electricity $134$1,616
Total$1,256$15,072

Income You'd Need if You Spent...

35% on housing$43,062/yr
40% on housing$37,680/yr
45% on housing$33,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 72653$158
Baxter County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 72653$143
Baxter County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$179,900
2023-04-03Sold$73,500
2023-02-28Listed for sale$73,500
2020-12-18Sold$14,500

For Sale by Agent

AgentJared Allen
BrokeragePEGLAR REAL ESTATE GROUP

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