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171 Quail Forest Cir, Toccoa, GA, 30577

4beds
3baths
0sqft
$430,000
--price/sqft
$2,933/moest. monthly cost
$117,320/yrincome needed

About This Home

Welcome to the Abington Plan, a beautifully designed two-story home with a full unfinished basement offering 4 bedrooms and 2.5 bathrooms. The main level features an open layout with a bright eat-in breakfast area flowing into the living room, a modern kitchen with white cabinetry, stainless steel appliances, and granite countertops, plus a separate dining room for gatherings. Upstairs, the owner's suite boasts a tray ceiling, spa-like bath with soaking tub, separate shower, dual vanities, and walk-in closet, while three additional bedrooms-including one with a versatile bonus room-share a stylish hall bath, and the laundry room adds convenience. Located in the charming Quail Forest community in Toccoa, this home offers the relaxed feel of small-town living with convenient access to US-23 and GA-17, just minutes from Toccoa Falls, Currahee Vineyard & Winery, the Historic Ritz Theatre, and a short drive to Lake Hartwell.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Area,Breakfast Room,Kitchen Island

Property

Details

  • Parcel number: 032B 251

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.27 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$286$3,432
Property Taxes $254$3,048
Electricity $219$2,637
Total$2,933$35,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,560/yr
40% on housing$87,990/yr
45% on housing$78,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$135
Stephens County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$430,000
2026-01-01Listing removed$430,000
2025-10-04Listed for sale$430,000
2024-01-24Sold$400,000

For Sale by Agent

AgentEmin Bayram
BrokerageKeller Williams Realty North Atlanta

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