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201 LAROCCA COURT, Palm Harbor, FL, 34683

5beds
3baths
2,554sqft
$865,000
$339price/sqft
$6,351/moest. monthly cost
$254,040/yrincome needed

About This Home

Welcome to LaRocca Estates, an exclusive gated enclave of just seven custom homes in desirable Palm Harbor. This beautifully designed residence offers nearly 2,600 square feet of living space with 5 bedrooms, 3 bathrooms, and a 3-car garage, blending an open-concept layout, volume ceilings, quality craftsmanship, newer fans, and new plantation shutters throughout. The kitchen is both stylish and functional, featuring shaker cabinetry, quartz countertops, a center island with contrasting cabinetry, a designer backsplash, stainless steel appliances, and upgraded fixtures. Luxury flooring flows through the main living areas, creating a warm and cohesive feel. The spacious primary suite offers a walk-in closet and a spa-inspired bath with dual cabinetry, quartz counters, custom tile finishes, and upgraded fixtures. There is also a perfectly situated additional bedroom in the front of the home, perfect for office or guest space. A second-floor bonus room or additional bedroom with its own ensuite bath and large walk-in closet provides ideal flexibility for guests, a home office, or multigenerational living. Step outside and enjoy a covered lanai along with a private outdoor family pavilion complete with an outdoor kitchen, grill, and fire pit, perfect for entertaining year-round. With curated interior and exterior finishes, modern ebony and charcoal accents, and a boutique setting in one of Palm Harbor’s most desirable gated communities, this home offers comfort, style, and privacy. Zoned for Palm Harbor University High School and conveniently located near shopping, dining, Old Downtown Palm Harbor, area beaches, and major commuter routes. A rare opportunity to own a custom home in an intimate gated neighborhood. Schedule your private showing today.

Getting Around

54
WalkingSomewhat Walkable
27
TransitSome Transit
63
BikeBikeable

Schools

5/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: DiGiovanni Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Grill,Sliding Doors
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Tile,Vinyl

Great Room

  • Level: First
  • Area: 393.68
  • Dimensions: 26.6x14.8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,405
  • Total interior livable area: 2,554 sqft

Kitchen

  • Level: First
  • Area: 173.76
  • Dimensions: 18.1x9.6

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 201.48
  • Dimensions: 14.6x13.8

Property

Details

  • Parcel number: 072816502690000010
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Fire Pit,Outdoor Grill,Private Mailbox,Sidewalk,Sprinkler Metered
  • Fencing: Fenced,Stone,Vinyl
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,761 sqft
  • Features: Cul-De-Sac,Landscaped,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$862$10,344
Property Taxes $859$10,308
Electricity $257$3,084
Total$6,351$76,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,748/yr
40% on housing$190,530/yr
45% on housing$169,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$275
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$865,000
2023-10-31Sold$759,900
2023-10-10Pending sale$799,900
2023-02-23Listed for sale$799,900

For Sale by Agent

AgentNancy Leslie
BrokerageRE/MAX REALTEC GROUP INC

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