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9872 Hamilton Ridge Dr N, Mobile, AL, 36695

4beds
3baths
2,521sqft
$354,900
$141price/sqft
$2,519/moest. monthly cost
$100,760/yrincome needed

About This Home

Better than new and truly turnkey, this beautifully upgraded home in one of West Mobile’s most desirable areas, Hamilton Ridge, offers completed, high-value improvements already in place. Featuring 4 bedrooms, 2.5 baths, and over 2,500sf of living space, this home delivers both style and substance from day one. Inside, you’ll find a spacious open-concept designed for modern living, seamlessly connecting the kitchen, dining, and living areas. The kitchen serves as the heart of the home with a large quartz island, ample white cabinetry, and clean, modern finishes. Fresh interior paint and updated light fixtures throughout elevate the space, giving it a polished, convenient move-in-ready feel. The primary suite offers a private retreat with a well-appointed bath and generous closet space, while the additional bedrooms provide flexibility for guests, a home office, hobbies or growing needs. Where this home truly stands apart is outside. The fully fenced backyard, installed gutters, Rain Bird irrigation system, and storage shed are already done for you, saving you thousands in post-purchase upgrades. The backyard is designed to naturally direct water away from the home, adding an extra layer of protection and peace of mind. Whether you’re hosting friends, letting pets roam freely, or simply enjoying a low-maintenance outdoor space, everything is in place from day one. Located in a sought-after West Mobile community, Dawes, Causey and Baker school districts, this home offers the convenience of a prime location paired with the comfort of a fully finished home—no projects, no surprises, and no additional investment needed. You can have it all, already completed and upgraded, this home is the complete package! Located in a USDA-eligible area, qualified buyers may have the opportunity to purchase with no down payment. VA loan may also be assumable with at 5% interest rate! Call your favorite Realtor today and schedule a tour, this one will not last long.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
9/10
7/10
Baker High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Entrance Foyer,High Ceilings 9 ft Main,Smart Home,Tray Ceiling(s),Walk-In Closet(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,521
  • Total interior livable area: 2,521 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors

Details

  • Parcel number: 3402030000011059

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Spa features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Landscaped,Private

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Garage Door Opener,Level Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$316$3,792
Property Taxes $127$1,524
Electricity $282$3,385
Total$2,519$30,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,365/yr
40% on housing$75,570/yr
45% on housing$67,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 36695$146
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36695$148
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$374,900
2023-05-15Sold$345,900
2023-03-20Pending sale$345,900
2023-03-20Listed for sale$345,900
2023-03-20Pending sale$345,900
2023-02-24Listed for sale$345,900

For Sale by Agent

AgentAshley Barlow
BrokerageIXL Real Estate LLC

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