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3514-3510 P St, Sacramento, CA, 95816

2beds
2baths
936sqft
$685,000
$732price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

Rare opportunity to own a beautifully maintained duplex in one of East Sacramento's most desirable locations. This attractive investment property has enjoyed consistent occupancy for approximately 20 years. Both one-bedroom, one-bath units have been thoughtfully remodeled within the past five years, featuring updated kitchens and bathrooms, newer flooring, modern appliances, and one unit includes a dishwasher. Each residence offers its own private back patio, individual washer and dryer, and refrigerator, providing the privacy and conveniences today's tenants appreciate. Nestled in a quiet neighborhood with beautiful front landscaping and excellent curb appeal, this turnkey duplex is ideally located near Sutter, Mercy Hospital and UC Davis Medical Center, shopping, dining, parks, and convenient transportation. Investment properties of this quality and location rarely become available. Don't miss this exceptional opportunity.

Getting Around

87
WalkingVery Walkable
55
TransitGood Transit
99
BikeBiker's Paradise

Schools

7/10
Miwok MiddleGrades 7-80.8 mi
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Elastomeric,Flat
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Cooktop,Gas Water Heater,Dishwasher,Disposal,Plumbed For Ice Maker,Varies By Unit
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 936 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning: r1
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Topography of land: Level,Level

Lot

  • Lot size: 3,049 sqft
  • Features: Shape Regular,Curbs/Gutters,Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$147$1,764
Property Taxes $433$5,196
Electricity $398$4,786
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$732This listing

vs Other Active Listings

Avg $/sqft

ZIP 95816$388
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95816$512
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$685,000
2008-05-12Sold$329,000

For Sale by Agent

AgentTerry Hutchinson
BrokerageWesely & Associates

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