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2434-2432 Camino Garden Way, Carmichael, CA, 95608

5beds
3baths
2,320sqft
$825,000
$356price/sqft
$5,421/moest. monthly cost
$216,840/yrincome needed

About This Home

You won't find a more updated duplex! This fully remodeled, practically rebuilt property has over $150K in upgrades. Featuring high rental income potential (over 63K annual rent), it boasts a brand-new flat roof, new siding, dual-pane windows, all-new doors, and fresh concrete throughout. The kitchens and bathrooms have been remodeled, complemented by new LVP flooring, modern lighting, and fresh interior and exterior paint. The low-maintenance landscaping includes rock and artificial grass. Additional upgrades include new garage doors and all doors replaced. This turnkey property is a rare gem! Close to Anciel Hoffman Park, river, restaurants, and shopping. Check out VR 3D model.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

2/10
Starr King K-8Grades K-81.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,320 sqft

Property

Details

  • Zoning description: RD40
  • Special condition: Standard

Lot

  • Lot size: 6,847 sqft

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$231$2,772
Property Taxes $522$6,264
Electricity $497$5,969
Total$5,421$65,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,862/yr
40% on housing$162,630/yr
45% on housing$144,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$325
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$825,000
2026-04-30Listing removed$860,000
2026-02-24Price change$860,000
2025-11-10Price change$925,000
2025-07-23Listed for sale$945,000
2022-04-06Sold$655,000
2022-03-23Pending sale$650,000
2022-03-17Listed for sale$650,000
2022-03-05Pending sale$650,000
2022-02-25Listed for sale$650,000

For Sale by Agent

AgentAmir Cackovic
BrokerageeXp Realty of California Inc.

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