




918-916 U St, Sacramento, CA, 95818
About This Home
Own a piece of Sacramento history with built in cash flow and incredible upside potential. This stunning 1915 Victorian duplex in the heart of Midtown Sacramento is the kind of investment opportunity that rarely hits the market. Located at 916-918 U Street, this charming property features two spacious 1 bedroom, 1 bathroom units, both currently rented at market value, creating immediate income from day one. Rich in original character and timeless architectural details, this property blends historic charm with modern updates in one of Sacramento's most desirable neighborhoods. The downstairs unit showcases beautiful Craftsman details including original built ins, decorative pillars separating the living and dining rooms, large sun filled windows, hardwood floors and an updated kitchen with stainless steel appliances. A private staircase leads directly to the backyard, adding convenience and outdoor access. The upstairs unit offers a private landing entry, wood floors, fresh paint that makes the original trim pop, a spacious living room with an alcove perfect for a reading nook, and a generously sized bedroom with walk in closet. The updated kitchen also features stainless steel appliances and natural light throughout. The exterior boasts classic Victorian curb appeal with a steep gabled roofline, covered front porch, raised foundation, and beautifully updated sage green paint with crisp white trim. The real hidden gem is the basement. Previously used as a third unit, the space already has power and water access in place, offering incredible potential for future expansion. Investors may choose to develop the basement into an additional income producing unit, expand usable living space, create storage, or explore other value add opportunities. Located just blocks from Southside Park, Midtown restaurants, famous shaved ice, coffee shops, nightlife, entertainment, and the California State Capitol, this property sits in a prime rental location with strong long term demand. Perfect for investors, house hackers, or buyers looking for a unique historic property with income potential and future upside.
Getting Around
Schools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Lap Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Craftsman,Victorian
- Property subType: Duplex
Interior
Appliances
- Appliances included: Free-Standing Gas Oven,Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Microwave,Disposal,Self Cleaning Oven
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Wood
Heating & Cooling
- Heating features: Central,Individual,Varies by Unit,See Remarks
- Cooling features: Central Air,Varies by Unit,Individual,See Remarks
Interior Area
- Total structure area: 0
- Total interior livable area: 1,488 sqft
Property
Details
- Zoning: R-1B
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Fencing: Fenced
Lot
- Lot size: 2,613 sqft
- Features: Sidewalk
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $443 | $5,316 |
| Electricity | $398 | $4,786 |
| Total | $4,532 | $54,384 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $699,999 |
| 2026-06-12 | Price change | $715,000 |
| 2026-05-28 | Price change | $724,999 |
| 2026-05-19 | Listed for sale | $729,000 |
