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2513-2509 Michelle Dr, Sacramento, CA, 95821

4beds
2baths
1,638sqft
$535,000
$327price/sqft
$3,583/moest. monthly cost
$143,320/yrincome needed

About This Home

DUPLEX. GREAT CASH FLOW: Turnkey investment opportunity! This beautifully renovated duplex offers the perfect blend of modern updates, strong rental potential, and an unbeatable location. Featuring approximately $40,000 in recent improvements, both units showcase fresh interior paint, luxury vinyl plank and tile flooring throughout, quartz countertops all new dual pane windows, and stylishly remodeled bathrooms all completed in late 2025. Each unit offers a functional single-story layout with 2 bedrooms, 1 bathroom, an attached 1-car garage, private laundry hookups and its own spacious fenced backyard, providing privacy and outdoor space rarely found in comparable properties. One unit is currently occupied at current market rent, offering immediate income, while the second unit presents an excellent opportunity for owner occupancy or additional rental income. This move-in ready duplex is an exceptional opportunity you won't want to miss.

Getting Around

69
WalkingSomewhat Walkable
33
TransitSome Transit
74
BikeVery Bikeable

Schools

2/10
1/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Other,Washer/Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,638 sqft

Property

Details

  • Zoning: RD-5
  • Special condition: Offer As Is

Lot

  • Lot size: 6,534 sqft
  • Features: Irregular Lot,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$142$1,704
Property Taxes $338$4,056
Electricity $398$4,786
Total$3,583$42,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,845/yr
40% on housing$107,490/yr
45% on housing$95,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 95821$246
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95821$325
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$535,000
2026-07-09Listed for sale$535,000
2025-10-13Listing removed$520,000
2025-10-06Listed for sale$520,000
2025-09-12Pending sale$520,000
2025-07-21Price change$520,000
2025-06-24Listed for sale$530,000
2021-11-16Sold$465,000

For Sale by Agent

AgentLynda Fong
BrokerageRealty ONE Group Complete

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