427 E Locust St, Lodi, CA, 95240
About This Home
6 unit apartment complex fully occupied. Townhouse style with living room, half bath and kitchen downstairs. 2 bedrooms and full bath upstairs. Each unit has their own patio area and covered parking in alley. Several long-term tenants in place
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Flat
- Construction materials: Stucco,Wood
Type & Style
- Home type: MultiFamily
- Architectural style: Contemporary
- Property subType: 5 or More Units
Interior
Appliances
- Appliances included: Disposal,Varies By Unit,Free-Standing Electric Range
Bedrooms & Bathrooms
- Bedrooms: 12
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
Features
- Flooring: Carpet,Tile,Linoleum
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Window Unit(s),Varies by Unit
Interior Area
- Total interior livable area: 5,432 sqft
Property
Details
- Zoning description: residentail
- Special condition: Standard
Lot
- Lot size: 8,498 sqft
Parking
- Total spaces: 6
- Parking features: Carport,Covered
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $253 | $3,036 |
| Property Taxes | $625 | $7,500 |
| Electricity | $1,164 | $13,977 |
| Total | $6,845 | $82,140 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $950,000 |
| 2025-08-01 | Listing removed | $965,000 |
| 2025-04-25 | Price change | $965,000 |
| 2025-01-07 | Price change | $990,000 |
| 2025-01-06 | Pending sale | $1,050,000 |
| 2024-07-29 | Listed for sale | $1,050,000 |
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