




1107 N Commerce St, Stockton, CA, 95202
About This Home
Immaculately updated and ideally located in the heart of Stockton, this turnkey 6-unit apartment building is a standout investment opportunity. Unit Mix: 3 Studios 2 Spacious 1-Bedrooms 1 Large 2-Bedroom Unit Property Highlights: Full Renovation - Modern upgrades throughout, inside and out State-of-the-Art Amenities - New flooring, lighting, fixtures, granite countertops & updated kitchens Stylish Bathrooms - Fully remodeled with sleek, contemporary finishes Energy-Efficient - Dual-pane windows enhance comfort and reduce utility costs Prime Location - Strong rental demand in a desirable area Assumable Loan - Take over a low 4.5% APR loan (inquire for details) Perfect for seasoned investors or those entering the market this is a rare turnkey opportunity with built-in cash flow potential!
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Brick,Wood
Type & Style
- Home type: MultiFamily
- Property subType: 5 or More Units
Interior
Appliances
- Appliances included: Microwave,Other
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Other
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 3,385 sqft
Property
Details
- Zoning description: Res - Apartment
- Special condition: Standard
Features
- Exterior features: Yard Space
Lot
- Lot size: 10,001 sqft
Parking
- Total spaces: 6
- Parking features: Open
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $460 | $5,520 |
| Electricity | $725 | $8,710 |
| Total | $4,966 | $59,592 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $699,900 |
| 2025-07-05 | Listing removed | $749,950 |
| 2025-04-28 | Listed for sale | $749,950 |
| 2024-11-02 | Listing removed | $775,000 |
| 2024-11-02 | Price change | $775,000 |
| 2024-09-19 | Price change | $799,500 |
| 2024-06-26 | Listed for sale | $799,900 |
| 2003-09-01 | Sold | $340,000 |
| 2002-01-10 | Sold | $190,000 |
