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114-116 Severin Ave, Modesto, CA, 95354

4beds
4baths
1,800sqft
$572,500
$318price/sqft
$3,808/moest. monthly cost
$152,320/yrincome needed

About This Home

Endless Possibilities! Located in Modesto, free property management for 6 months for the right offer! Enjoy a scenic commute to the SF Bay Area & Silicon Valley, this 1,800 sq ft income producing Duplex offers a spacious living environment with each unit featuring 2 bedrooms and 2 bathrooms on a HUGE 6,820 sq ft lot. The kitchen features a gas cooktop with a hood over the range, stone countertops, and varying appliances, accommodating diverse culinary needs. Flooring throughout the home includes New Weatherproof flooring, bedrooms have carpet, rental side has laminate, and sustainable materials, providing a blend of comfort and eco-consciousness living. FULL Laundry hookups are available for convenience in a separate laundry room. Extra parking in back. The home includes central forced air heating and central AC for year-round climate control. Additional features include large closets and tile bathrooms. This property is part of the Modesto City Elementary school district. Garden areas in backyard and close to shopping and the convivence city amenities. Don't miss this one!

Getting Around

65
WalkingSomewhat Walkable
35
TransitSome Transit
51
BikeBikeable

Schools

6/10
Wilson Elementary SchoolGrades K-60.5 mi
4/10
3/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab,Crawl Space
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Sustainable

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Features: Countertop_Stone, Hookups_Gas

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 116003017000
  • Zoning: duplex
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,820 sqft

Parking

  • Total spaces: 4
  • Parking features: Enclosed,No Garage,Parking Area
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,894$34,728
Home Insurance *$168$2,016
Property Taxes $348$4,176
Electricity $398$4,786
Total$3,808$45,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,560/yr
40% on housing$114,240/yr
45% on housing$101,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$232
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$572,500
2026-07-02Price change$575,000
2026-06-27Price change$580,000
2026-06-01Price change$585,000
2026-05-27Listed for sale$595,000

For Sale by Agent

AgentJulie Black
BrokerageJulie Black, Broker

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