618 J St, Modesto, CA, 95354
About This Home
Prime investment opportunity in Downtown Modesto! 618 J St, Modesto offers a well-positioned multifamily asset featuring a total of nine units across multiple structures, consisting of a mix of studio and one-bedroom layouts that provide consistent rental demand. The property has been well maintained and improved over time, with functional units designed for efficient, low-maintenance operation and strong tenant appeal. Several units are currently occupied by long-term tenants, providing immediate in-place income, with additional upside potential through future rent adjustments as units turn over. The property benefits from a prominent corner lot location with excellent visibility and convenient access to Highway 99, public transportation, dining, shopping, and entertainment within the Downtown Modesto core. The surrounding area continues to experience ongoing revitalization and development activity, supporting long-term rental stability and value growth. Ideal for investors seeking a stable, income-producing asset with upside potential in a strong and improving rental market.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Property subType: 5 or More Units
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Disposal,Varies By Unit,Free-Standing Electric Range
- Laundry features: Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Laminate,Vinyl,Varies
Heating & Cooling
- Heating features: Ductless,Wall Furnace
- Cooling features: Ductless,Window Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 2,910 sqft
Property
Details
- Zoning: Multi-Family
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 10,497 sqft
- Features: Corner Lot,Shape Regular,Sidewalk
Parking
- Parking features: On Street,Varies by Unit
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Stanislaus County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,952 | $83,424 |
| Home Insurance * | $404 | $4,848 |
| Property Taxes | $836 | $10,032 |
| Electricity | $624 | $7,488 |
| Total | $8,816 | $105,792 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $1,375,000 |
| 2026-04-02 | Listing removed | $975 |
| 2025-11-03 | Listed for rent | $975 |
| 2024-05-11 | Listing removed | -- |
| 2024-04-11 | Listed for rent | $975 |
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