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16 Troy St APT 301, Jersey City, NJ, 07307

2beds
2baths
895sqft
$589,000
$658price/sqft
$4,390/moest. monthly cost
$175,600/yrincome needed

About This Home

Welcome to Jersey City Heights newest Condo building 16 Troy St! Built in 2023 (not a remodeling of an old building but rather a brand new construction), so truly only 3 years old. This one of a kind building is set back from the street giving you the ultimate private feel. Our unit is a unique 2 bed 2 bath unit that comes perfectly equipped with Frigidaire Gallery appliances, high end finishes, hardwood floors, Sonos sound system built in and parking (yes, you get a dedicated covered PARKING space - additional space available for visiting guests)! Vented-out kitchen /vented-out laundry appliances, quartz counters, top of the line materials, built for modern living. Short distance to coveted Pershing Field Park (with skating rink), Central Ave and Palisade Ave restaurant rows. Easy for a commuter with a bus stop to New York or Journal Square Path station. Schedule your appointment with owner (as this is for Sale by Qwner - Sam at 732-677-0043)! Realtors please do not call.

Getting Around

90
WalkingVery Walkable
76
TransitExcellent Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 895 sqft

Property

Details

  • Parcel number: 060470200000003001C0301

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 8,886 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$123$1,476
Property Taxes $1,096$13,152
Electricity $193$2,318
Total$4,390$52,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,514/yr
40% on housing$131,700/yr
45% on housing$117,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$658This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$512
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$589,000
2023-05-18Sold$519,000
2023-02-22Listed for sale$519,000

For Sale by Owner

AgentProperty Owner

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