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847 Stonewater Lake TER W, Cape Coral, FL, 33993

3beds
2baths
1,816sqft
$500,000
$275price/sqft
$3,575/moest. monthly cost
$143,000/yrincome needed

About This Home

.STONEWATER GATED COMMUNITY.......ON CRYSTAL CLEAR QUARRY LAKE ……W/LIT FOUNTAINS…. NON FLOOD ZONE………NO FLOOD INS. NEEDED…………LOW HOA $286 month………..Only 4 min walk to ALL AMENITIES……HUGE RESORT STYLE HEATED POOL. ……W/2 RESTROOMS…….. State of the ART. FITNESS CENTER….. LIT PICKEL & TENNIS COURTS……PLAYGROUND EQUIPMENT ……..PICNIC AREA ………TOTAL 50 COLOR PICTURES OF PROPERTY TO ENJOY ……….A/C ON ENCLOSED LANAI TO ADD ADDITIONAL LIVING AREA UNLIKE OTHER MODELS… TOTAL OF 3 DEEP CRYSTAL CLEAR QUARRY LAKES. W/ LIT FOUNTAIN……… BUILT 2023…..3/2……..2002 Sq Ft Under air……….......... …..This home is very different than typical builders model……..too many UPGRADES TO LIST ……….ATTACHED. Screened in LANAI 1000 Sq ft……8 SEATER SPA OVERLOOKING THE LAKE .......OUTSIDE LED LIGHTS ON HUGE SCREENED IN LANAI . W/ HIGH DENCE Hedge on sides open view OVERLOOKING LAKE……. SPA FOR PRIVATE COMFORT…..MOON LIGHT WITH STARS AT NIGHT ON THE LAKE……NEWLY POWER SCRUBBED RESURFACED PAVERS SEALED …..…ENCLOSED LANAI A/C…..ACRYLIC SLIDING DOOR TAKE 100 mph WINDS…….SPACIOUS SPLIT BEDRM. FLOOR PLAN. …….MASTER SUITE HAS FULL VIEW LAKE……2 MASTER WALK IN CLOSETS……. MASTER BATH SHOWER w/ BENCH GLASS ENCLOSURE………PRIVATE WATER CLOSET………DOUBLE SINKS………W/ EXTRA LARGE VANITY……5 FANS……..8 CLOSETS IN HOME……ALL WINDOWS THERMAL……All window covering included…SMART HOME set up. Operate mechanicals from ANYWHERE, KITCHEN HAS HUGE AREA W LIVING /DINING ALL WITH WATER VIEWS ……. LARGE WALK IN PANTRY …..EXTRA LARGE ISLAND …….ROOM 4 BAR STOOLS ………ALL UPGRADED APPLIANCES……..NEW LIGHT FIXTURES ……Laundry room. ……..Security LIGHTS. ……..ROOM FOR POOL…... HIGH CEILINGS… INTERIOR PAINT TOP QUALITY BY BEHR DYNASTY …….INTERIOR ALL CEILINGS WALLS ….SEEING IS BELIEVING ……….. … Garage Door extra strength for high winds. Manual Hurricane shutters …..GLASS DESIGN ENTRYWAY ………LAST MOVE IN READY CLIFTON ON Large LAKE

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Mariner Middle SchoolGrades 6-80.8 mi
3/10
Mariner High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Grill - Other,Microwave,Refrigerator,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedroom

  • Features: First Floor Bedroom, Master BR Ground, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Bar, Dining - Family

Features

  • Pantry,Smoke Detectors,Walk-In Closet(s),Window Coverings,Florida Room,Laundry in Residence
  • Window features: Window Coverings,Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan

Interior Area

  • Total structure area: 2,271
  • Total interior livable area: 1,816 sqft

Kitchen

  • Features: Island, Walk-In Pantry

Property

Details

  • Parcel number: 104423C201000.2660
  • Zoning: R1

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Above Ground,Heated,Screened,Self Cleaning
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 7,618 sqft

Parking

  • Total spaces: 2
  • Parking features: Deeded,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$348$4,176
Property Taxes $502$6,024
Electricity $197$2,366
Total$3,575$42,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,571/yr
40% on housing$107,250/yr
45% on housing$95,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$227
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$489,400
2026-06-18Listed for sale$500,000
2026-06-09Listing removed$500,000
2026-05-06Listed for sale$500,000
2025-12-19Sold$390,000
2025-07-12Price change$400,000
2025-04-28Price change$419,000
2025-04-11Listed for sale$429,000
2023-05-31Sold$429,999
2023-04-03Pending sale$429,999
2023-02-17Listed for sale$429,999

For Sale by Agent

AgentLinda M Zoepke
BrokerageSundance Realty II

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