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243 Waterbuck Loop, Hutto, TX, 78634

3beds
3baths
1,605sqft
$279,500
$174price/sqft
$2,318/moest. monthly cost
$92,720/yrincome needed

About This Home

Welcome home to this spacious, thoughtfully designed floor plan featuring an open-concept kitchen and family room that's perfect for everyday living and effortless entertaining. The gourmet kitchen boasts granite countertops, stainless steel appliances, and an included refrigerator, while the washer and dryer are also included for added convenience. Enjoy generous closet space and abundant storage throughout the home. Step outside to a spacious backyard, ideal for relaxing, entertaining, or play, complete with a sprinkler system and fresh mulch for easy maintenance and enhanced curb appeal. Combining comfort, functionality, and timeless style, this exceptional home is truly move-in ready.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Hutto Middle SchoolGrades 6-80.6 mi
5/10
Hutto High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition

Other

  • Builder name: Starlight Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Free-Standing Range,Stainless Steel Appliance(s),Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,High Ceilings,Granite Counters,Entrance Foyer,Interior Steps,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,605 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 142506201J0004
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: None
  • Spa features: None
  • Fencing: Fenced, Privacy, Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None

Lot

  • Lot size: 4,800 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,413$16,956
Home Insurance *$130$1,560
Property Taxes $537$6,444
Electricity $238$2,859
Total$2,318$27,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,474/yr
40% on housing$69,540/yr
45% on housing$61,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 78634$249
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78634$179
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$279,500
2026-07-24Price change$279,500
2026-07-01Listed for sale$285,000
2023-04-17Listing removed--
2023-04-08Listed for rent$1,950
2023-03-29Sold--
2023-02-23Pending sale$329,990
2023-02-16Listed for sale$329,990

For Sale by Agent

AgentJody Allen
BrokerageAll City Real Estate Ltd. Co

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