232 Waterford Ln, Pendleton, IN, 46064
About This Home
Morning coffee overlooking peaceful open farmland. Evening golf cart rides to historic downtown Pendleton. Welcome to one of Carrick Glen's most exceptional homes! Perfectly positioned with no rear neighbors, this beautifully upgraded 5-bedroom, 3-bath home offers over 3,000 square feet of thoughtfully designed living space where luxury meets everyday comfort. Built in 2023 and enhanced well beyond builder grade, every detail has been carefully selected.The open-concept floor plan features a spacious great room, private den, versatile loft, and a highly desirable main-level bedroom with a full bath-ideal for guests, multi-generational living, or a home office. The gourmet kitchen showcases quartz countertops, upgraded cabinetry with crown molding, a center island, butler's pantry, custom herringbone tile backsplash, updated hardware, and designer lighting. Step outside to your own private retreat featuring a custom timber pergola with a full metal roof, expanded concrete patio, professional landscaping, decorative concrete edging, and a premium custom-built shadowbox cedar privacy fence. The finished 3-car garage with showroom-quality epoxy floors adds the perfect finishing touch. The sellers have completed the upgrades, so you can simply move in and enjoy. The spacious primary suite offers a spa-inspired bath with a tiled shower, garden tub, double vanity, and two walk-in closets. Smart Home technology, abundant storage, and quality finishes throughout complete the package. Located directly across from Falls Park and just minutes from charming downtown Pendleton, you'll enjoy golf cart access to restaurants, coffee shops, walking trails, concerts, and community events, with quick access to I-69 for an easy commute to Fishers, Hamilton Town Center, and Indianapolis. This is more than a home-it's a lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Construction materials: Brick,Cement Siding
Other
- Builder name: D.R. Horton
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Microwave,Gas Oven,Refrigerator,Washer,Water Softener Rented
Bedroom2
- Level: Upper
- Area: 182
- Dimensions: 14x13
Bedroom3
- Level: Upper
- Area: 187
- Dimensions: 11x17
Bedroom4
- Level: Upper
- Area: 154
- Dimensions: 11x14
Bedroom5
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Breakfast Room
- Level: Main
- Area: 98
- Dimensions: 7x14
Features
- High Ceilings,Walk-In Closet(s),High Speed Internet,Kitchen Island,Pantry
Great Room
- Level: Main
- Area: 306
- Dimensions: 17x18
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,054
- Total interior livable area: 3,054 sqft
Kitchen
- Level: Main
- Area: 140
- Dimensions: 10x14
Laundry
- Level: Upper
- Area: 60
- Dimensions: 6x10
Library
- Level: Main
- Area: 132
- Dimensions: 12x11
Loft
- Level: Upper
- Area: 182
- Dimensions: 13x14
Master Bedroom
- Level: Upper
- Area: 342
- Dimensions: 19x18
Property
Details
- Parcel number: 481416200021158013
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Covered
- Fencing: Fenced,Full
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,326 | $27,912 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $289 | $3,468 |
| Electricity | $279 | $3,359 |
| Total | $3,125 | $37,500 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $459,999 |
| 2026-07-08 | Listed for sale | $465,000 |
| 2023-05-31 | Sold | $408,500 |
| 2023-04-21 | Pending sale | $408,500 |
| 2023-04-21 | Price change | $412,500 |
| 2023-04-20 | Price change | $412,500 |
| 2023-04-20 | Pending sale | $408,500 |
| 2023-04-18 | Price change | $408,500 |
| 2023-03-11 | Price change | $412,500 |
| 2023-02-16 | Listed for sale | $411,773 |
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