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186 Bimini Cay Cir, Vero Beach, FL, 32966

2beds
2baths
1,152sqft
$39,900
$35price/sqft
$449/moest. monthly cost
$17,960/yrincome needed

About This Home

LOTS OF NATURAL LIGHT, LARGE ENCLOSED FLORIDA ROOM, LARGE UTILITY ROOM AND SHED, INTERIOR FRESHLY PAINTED AND NEW CARPET IN BOTH BEDROOMS!! This unfurnished home offers plenty of room for your treasured items. The side entry leads to a nice side office space with built in desk and entry to the guest bathroom. The updated kitchen is a chef's dream. Beautiful cabinets and pantry with slide-outs, 2 lazy susans and Corian countertops with eat at bar. A double stainless sink with windows above, one of which is a pass-through to the Florida room. Wood laminate flooring in the kitchen, DR, and LR. The living room has sliding glass doors to the enclosed (9x24) Florida room. Here you have 3 sides of windows, an exit door to the front, and an insulated ceiling. Both bedrooms have new carpeting and walk-in closets with an extra closet in the master suite. The guest bathroom features a tub/shower combination, vanity, commode, and entry door to the office area. The master bath has a double sink vanity, a linen closet, and a separate area with walk in shower and commode. A 10x20 utility area has many possible uses. It has an exit door to the carport as well as entry to the (10x12) shed. Here you will find the washer/dryer, hot water heater, workbench, and shelving. THIS HOME OFFERS LOTS OF POSSIBILITIES-MAKE IT YOUR OWN!! _________________________________________________________________________ Located in the highly desirable Heron Cay community, the monthly lot rent of $1,136 includes lawn maintenance and access to outstanding amenities such as a clubhouse with resort-style pool, fitness center, billiards, sports courts, and an active calendar of daily community events and activities for all interests, including Pickleball. Pet Community - Large Dogs Welcome. Conveniently situated just 9 miles from the Vero Beaches ... This home is a MUST see!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Vero Beach High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 1136

Features

  • Stories: 1
  • Patio & porch: Screened Porch
  • Has view: Yes
  • View description: Street

Lot

  • Features: Near Bus

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$28$336
Property Taxes $23$276
Electricity $197$2,366
Total$449$5,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,394/yr
40% on housing$13,470/yr
45% on housing$11,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 32966$140
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32966$216
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$49,900
2026-04-20Listed for sale$54,995
2023-04-05Listing removed--
2023-03-26Price change$49,995
2023-02-15Listed for sale$59,995

For Sale by Agent

AgentDan Macisaac
BrokerageAffordable Homes of FL

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