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430 NE Ridge Point Boulevard, Belfair, WA, 98528

5beds
3baths
2,631sqft
$599,000
$228price/sqft
$3,773/moest. monthly cost
$150,920/yrincome needed

About This Home

Perched above Belfair is this beautiful nearly new 2-story home built in 2023. Offering the perfect blend of modern design and functional space, this 5-bedroom, 3-bathroom residence is designed to accommodate any lifestyle with ease. The open-concept main floor features a seamless flow between the living, dining & kitchen areas (aka the great room); perfect for hosting gatherings or enjoying quiet evenings. Upstairs are 3 guest bedrooms and the generously sized primary bedroom with its own private bathroom and a huge walk-in closet. 3-car attached garage with ample storage throughout. Outside, the fully fenced backyard provides a secure and private oasis for pets, play, gardening or weekend BBQs. Situated in Belfair's newest neighborhood, Olympic Ridge, with sidewalks, trails, and common areas, don't forget the VIEWs of the Hood Canal and the Olympic Mountain Range while driving up. Minutes away from schools, shopping centers, Post Office, and major highways for an effortless commute. Why wait for a new build when this turn-key gem is ready for you today?

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Belfair Elementary SchoolGrades PK-51.7 mi
4/10
Hawkins Middle SchoolGrades 6-83.3 mi
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2023

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Family Room

  • Level: Second

Features

  • Bath Off Primary,Dining Room,Loft,Pantry
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Vinyl,Vinyl Plank,Carpet

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,631
  • Total interior livable area: 2,631 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 123285100140
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Loft,Pantry,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,098 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Partially,Gas Available,High Speed Internet,Patio,RV Parking
  • Lot size dimensions: 128' +/- x 54' +/-

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$207$2,484
Property Taxes $359$4,308
Electricity $179$2,159
Total$3,773$45,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,360/yr
40% on housing$113,190/yr
45% on housing$100,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 98528$221
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98528$315
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$599,000
2026-04-22Listed for sale$613,023
2025-03-25Listing removed$3,400
2025-02-17Price change$3,400
2025-01-23Listed for rent$3,550
2023-05-25Sold$534,950
2023-04-19Price change$534,950
2023-02-15Listed for sale$544,950

For Sale by Agent

AgentRachel Lynn Dean
BrokerageWindermere PeninsulaProperties

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