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123 Croft Ct, Decatur, TX, 76234

4beds
2baths
2,426sqft
$475,000
$196price/sqft
$3,676/moest. monthly cost
$147,040/yrincome needed

About This Home

Enjoy the charm of country-style living with the convenience of a spacious, thoughtfully designed home. This beautiful 4-bedroom, 2-bath property offers 2,426 square feet of open-concept living on a generous 1.4-acre cul-de-sac lot with no HOA, creating the perfect blend of comfort, space, and flexibility. Bring your chickens and approved animals! See survey in photos for lot as current fencing does not enclose entire lot. Open floor plan enhances the home’s airy feel and makes entertaining easy, allowing conversations from the kitchen to the living and dining areas. The kitchen is a standout with a massive center island that provides abundant counter space and seating for four at the breakfast bar. It opens seamlessly to the living room where a stunning stone fireplace and recessed lighting create a warm and welcoming gathering space. Wood-look flooring runs throughout the living areas, with comfortable carpeting in the bedrooms. The split-bedroom floor plan provides privacy, with the spacious owner’s suite tucked away at the back of the home under a tray ceiling that enhances the room’s openness. The ensuite bathroom features dual vanities, a soaking tub, and a separate step-in shower. At the front of the home, a versatile flex room offers the perfect space for a home office while still accommodating a formal dining area if desired. The spacious utility room includes a convenient sink and additional storage space. Step outside to an oversized covered back patio overlooking the expansive yard, ideal for enjoying the peaceful country setting. The patio features a hot tub where you can spend evenings relaxing under the stars and still has plenty of room for outdoor cooking and dining.The 1.4-acre lot offers plenty of room and includes a storage shed. With no HOA and ample parking space for boats, RVs, campers, or extra vehicles, this property provides both freedom and functionality. Located on a quiet cul-de-sac

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Carson Elementary SchoolGrades PK-53.6 mi
6/10
McCarroll Middle SchoolGrades 6-85.4 mi
5/10
Decatur High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Water Purifier
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 16

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 10 x 12

Features

  • Double Vanity,Kitchen Island,Pantry,Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,426 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 14 x 12

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 14 x 18

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Hollywood Bath,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 19 x 12

Office

  • Level: First
  • Dimensions: 11 x 11

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 7 x 7

Property

Details

  • Parcel number: 200001887
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Fire Pit,Garden,Private Yard,Rain Gutters,Storage
  • Fencing: Chain Link

Lot

  • Lot size: 1.45 Acres
  • Features: Acreage,Back Yard,Cul-De-Sac,Lawn

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Multi,Direct Access,Driveway,Epoxy Flooring,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$323$3,876
Property Taxes $686$8,232
Electricity $266$3,196
Total$3,676$44,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,034/yr
40% on housing$110,280/yr
45% on housing$98,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 76234$213
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76234$202
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$500,000
2023-08-11Sold--
2023-07-10Pending sale$487,150
2023-06-19Contingent$487,150
2023-06-12Listed for sale$487,150
2023-02-13Contingent$484,950
2023-01-04Price change$484,950
2022-12-09Price change$482,950
2022-11-28Listed for sale$479,950

For Sale by Agent

AgentKallie Capps Ritchey
BrokerageRitchey Realty

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