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524 Mississippi River Blvd S, Saint Paul, MN, 55116

6beds
4baths
4,130sqft
$1,800,000
$436price/sqft
$13,124/moest. monthly cost
$524,960/yrincome needed

About This Home

Stunning Mid-Century on Mississippi River Blvd. Set along the tree-lined stretch of prestigious Mississippi River Boulevard in Saint Paul, this exceptional mid-century residence blends timeless design with thoughtful modern updates. Meticulously remodeled with a focus on preserving its architectural integrity, every detail reflects quality craftsmanship and intentional living. A welcoming front porch with retractable screens creates the perfect space to relax and take in the surroundings. Inside, the main level features four bedrooms—two with en suite baths—offering rare convenience and flexibility. Custom cabinetry runs throughout, complemented by a striking gas fireplace anchoring the living and dining areas. The beautifully designed kitchen includes premium Thermador appliances, a breakfast bar, and seamless flow for both everyday living and entertaining. A versatile den provides the option for a private dining room or additional living space. The lower level expands your options with two additional bedrooms, a ¾ bath, full secondary kitchen, and a spacious family room—ideal for guests, multigenerational living, or entertaining. Thoughtfully designed laundry and mudroom. Both room full of custom cabinetry. Outside, the nearly half-acre lot is fully fenced for privacy, with ample space for a pool or sport court. Convenience of a two-car attached garage plus a separate, heated rear garage accessed via alley electronic gate. A rare, move-in ready opportunity in one of St. Paul’s most sought-after locations.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
Horace Mann SchoolGrades PK-50.6 mi
3/10
Highland Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Other,Refrigerator,Wall Oven,Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Other,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Full,Owner Access,Partially Finished,Storage Space,Tile Shower

Bathroom

  • Level: Main
  • Area: 71.04
  • Dimensions: 9.6 x 7.4

Bathroom

  • Level: Main
  • Area: 123.93
  • Dimensions: 15.3 x 8.10

Bathroom

  • Level: Lower
  • Area: 82.722
  • Dimensions: 10.2 x 8.11

Bedroom

  • Level: Main
  • Area: 117.18
  • Dimensions: 12.6 x 9.3

Bedroom2

  • Level: Main
  • Area: 177.6
  • Dimensions: 16.0 x 11.10

Bedroom3

  • Level: Main
  • Area: 154.08
  • Dimensions: 14.4 x 10.7

Bedroom4

  • Level: Main
  • Area: 226.8
  • Dimensions: 16.2 X 14.0

Bedroom5

  • Level: Lower
  • Area: 176.25
  • Dimensions: 14.10 x 12.5

Bedroom6

  • Level: Lower
  • Area: 129.78
  • Dimensions: 12.6 x 10.3

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Den

  • Level: Main
  • Area: 224.51
  • Dimensions: 15.7 x 14.3

Dining Room

  • Level: Main
  • Area: 95.14
  • Dimensions: 13.4 x 7.10

Family Room

  • Level: Lower
  • Area: 1023.66
  • Dimensions: 36.3 x 28.2

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,764
  • Finished area above ground: 2,366

Foyer

  • Level: Main
  • Area: 45.36
  • Dimensions: 8.10 x 5.6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,130
  • Total interior livable area: 4,130 sqft

Kitchen

  • Level: Main
  • Area: 236.88
  • Dimensions: 16.8 x 14.10

Kitchen

  • Level: Lower
  • Area: 113.22
  • Dimensions: 11.10 x 10.2

Laundry

  • Level: Main
  • Area: 97.2
  • Dimensions: 16.2 x 6.0

Living Room

  • Level: Main
  • Area: 264.96
  • Dimensions: 20.7 x 12.8

Mud Room

  • Level: Main
  • Area: 60.5
  • Dimensions: 12.10 x 5.0

Primary Bathroom

  • Level: Main
  • Area: 81
  • Dimensions: 10 x 8.10

Storage

  • Level: Lower
  • Area: 291.33
  • Dimensions: 24.9 x 11.7

Utility Room

  • Level: Lower
  • Area: 126
  • Dimensions: 17.5 x 7.2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 082823420005
  • Zoning description: Residential-Single Family
  • Foundation area: 1764

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking,Covered,Front Porch,Screened
  • Fencing: Composite,Full,Privacy
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: River View

Lot

  • Lot size: 0.47 Acres
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 207 x 94

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Asphalt,Electric,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages,Paved Lot
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$1,029$12,348
Property Taxes $2,646$31,752
Electricity $348$4,179
Total$13,124$157,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$449,965/yr
40% on housing$393,720/yr
45% on housing$349,973/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$436This listing

vs Other Active Listings

Avg $/sqft

ZIP 55116$284
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55116$268
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,800,000
2017-06-30Sold$882,500
2014-10-14Sold$752,121
2014-05-15Sold$730,000
2014-03-22Listed for sale$749,900
2013-12-03Listing removed$789,000
2013-09-21Listed for sale$789,000

For Sale by Agent

AgentLinda K. Warner
BrokerageNorton Realty, Inc

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