See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

Nhn Loon Lake Rd, Trego, MT, 59934

6beds
8baths
10,272sqft
$4,300,000
$419price/sqft
$27,095/moest. monthly cost
$1,083,800/yrincome needed

About This Home

A remarkable 33.19-acre estate just west of Trego offers an exceptional blend of privacy, live water, and outstanding improvements. Mature timber, open meadows, and gently rolling terrain create a peaceful setting rich with wildlife. A private pond and Fortine Creek frontage provide scenic beauty and fishing opportunities while attracting deer, elk, moose, waterfowl, and numerous bird species. The custom 9,504-square-foot residence was designed to capture the surrounding landscape with expansive windows, soaring ceilings, and inviting gathering spaces. A chef's kitchen, full bar, butler's pantry, and spacious living areas make the home ideal for both entertaining and everyday living. The main-level owner's suite features a spa-like bath, walk-through closet, private sunroom, and serene views. A theater room, home office, bunk room with full bath, wine room, and recreation room provide ample space for family and guests. Additional improvements include a 1-bedroom, 1-bath gatehouse, large garage/shop, greenhouse, and guest house. Open areas provide room for horses, gardens, or hobby farming. Located near Dickey Lake, Kootenai National Forest, and endless opportunities for hiking, hunting, fishing, and recreation, this rare Montana offering combines stunning scenery, live water, privacy, and exceptional amenities in one extraordinary property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Trego SchoolGrades PK-81.3 mi
2/10
Lincoln Co High SchoolGrades 9-1213.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Open Floorplan,Home Theater,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound,Additional Living Quarters,Wet Bar,Central Vacuum
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Geothermal,Hot Water,Propane,Stove,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 10,272 sqft

Property

Details

  • Parcel number: 56461213101010000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Patio & porch: Rear Porch,Deck,Enclosed,Front Porch,Glass Enclosed,Patio,Porch,Balcony
  • Exterior features: Balcony,Fire Pit,Propane Tank - Owned
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Creek,Dock Access,Pond,Waterfront
  • Waterbody name: Fortine Creek and Private Pond
  • Topography of land: Level,Rolling,Sloping,Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 33.19 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Meadow,Secluded,Spring,Views,Waterfall,Wooded,Wetlands,Level,Rolling Slope

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Cold Wave
Inland Flooding
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,743$260,916
Home Insurance $2,856$34,272
Property Taxes $1,791$21,492
Electricity $705$8,463
Total$27,095$325,140

Income You'd Need if You Spent...

35% on housing$928,971/yr
40% on housing$812,850/yr
45% on housing$722,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 59934
Lincoln County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 59934
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$4,300,000
2023-10-15Listing removed--
2023-05-06Listed for sale$4,650,000

For Sale by Agent

AgentKimberly Lowry
BrokerageFay Ranches

Similar Homes