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4089 Bayonet Dr, Merced, CA, 95348

4beds
3baths
1,842sqft
$469,000
$255price/sqft
$3,492/moest. monthly cost
$139,680/yrincome needed

About This Home

Built in 2023, this 4-bedroom, 3-bath home offers 1,842 square feet of modern living with a functional layout, attached 2-car garage, central cooling, and the kind of clean, newer construction appeal that buyers are looking for. Located on a 5,096 square foot lot in Merced, the home combines contemporary design with practical upgrades that add real everyday value. What sets this property apart is the upgrade package: paid-off solar, whole house water softener, and smart home features. That means better efficiency, better comfort, and better control—without the burden of a solar payment. Whether you are looking for lower utility costs, modern convenience, or a move-in ready home that feels current and intentional, this one checks the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
El Capitan HighGrades 9-122.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2023

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Water Softener
  • Laundry features: Inside

Bathroom

  • Features: Closet,Quartz Counters

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Walk-In Pantry,Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,842 sqft

Kitchen

  • Features: Quartz Counters

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 206230006000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,125 sqft
  • Features: Back Yard,Front Yard,Near Park

Parking

  • Total spaces: 2
  • Parking features: Driveway Up Slope From Street,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$122$1,464
Property Taxes $601$7,212
Electricity $398$4,786
Total$3,492$41,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,725/yr
40% on housing$104,760/yr
45% on housing$93,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$469,000
2026-04-17Listed for sale$475,000
2023-09-27Sold$456,000
2023-07-27Pending sale$433,990
2023-07-27Listed for sale$433,990
2023-07-27Pending sale$433,990
2023-07-22Listed for sale$433,990
2023-07-22Pending sale$433,990
2023-07-22Price change$433,990
2023-07-18Pending sale$445,990
2023-03-17Listing removed--
2023-03-16Pending sale$439,990
2023-03-16Listed for sale$439,990
2023-03-16Pending sale$439,990
2023-03-15Listed for sale$439,990
2023-03-15Pending sale$439,990
2023-03-14Listed for sale$439,990
2023-03-14Pending sale$439,990
2023-03-10Price change$439,990
2023-02-25Price change$442,490
2023-02-16Price change$452,490
2023-02-09Listed for sale$450,990

For Sale by Agent

AgentAndrew Alkema
BrokerageEXP Realty of California, INC

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