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39 Echo Trl, Brandenburg, KY, 40108

5beds
3baths
3,645sqft
$465,000
$128price/sqft
$3,253/moest. monthly cost
$130,120/yrincome needed

About This Home

The heart of the home is the beautifully appointed kitchen featuring: • Large center island with seating • Granite countertops • Custom cabinetry • Stainless steel appliances • Pantry • Stylish pendant lighting • Open flow into the dining and living areas The spacious great room showcases vaulted ceilings, recessed lighting, luxury vinyl flooring, and abundant natural light creating a warm and inviting atmosphere. The primary suite offers a relaxing retreat complete with: • Walk-in closet • Spacious private bathroom with jetted tub • Double vanity • Large shower The main level also includes two additional bedrooms and another full bath. Downstairs, the fully finished walkout basement dramatically expands the living space and includes: • Large family/recreation room • Two additional bedrooms • Full bathroom • Dedicated office • Utility/storage room • Direct walkout access to the backyard Outdoor living is equally impressive. Enjoy peaceful mornings or evening gatherings from the covered rear deck overlooking the expansive backyard. The property also features: • Attached two-car garage • Asphalt driveway • Concrete rear patio • Basketball court • Beautiful open lawn with mature landscaping • Plenty of room for gardening, recreation, or future outdoor amenities Additional Features: Built in 2021 Approximately 3,644 finished square feet (1,822 above grade + 1,822 finished basement) 5 Bedrooms 3 Full Bathrooms Finished Walkout Basement Open Floor Plan Vaulted Ceilings Luxury Vinyl Flooring Granite Countertops Stainless Steel Appliances Kitchen Island Walk-In Pantry Covered Front Porch Covered Rear Deck Concrete Patio Attached 2-Car Garage Asphalt Driveway Basketball Court Approximately 1.84 Acres Public Water Septic System Heat Pump with Electric Backup Rural Setting with Easy Access to Brandenburg Amenities This beautiful property combines modern construction, generous living space, and country tranquility while remaining convenient to schools, shopping, and Fort Knox. Whether you're looking for room to grow, space to entertain, or simply a peaceful place to call home, 39 Echo Trail offers it all. Zillow Home Facts • Property Type: Single-Family Residence • Year Built: 2021 • Bedrooms: 5 • Bathrooms: 3 Full • Above Grade Living Area: 1,822 sq ft • Finished Basement: Approximately 1,822 sq ft (Walkout) • Total Finished Living Area: Approximately 3,644 sq ft • Lot Size: 1.84 Acres • Garage: Attached 2-Car • Cooling: Central Air • Heating: Heat Pump with Electric Backup • Water: Public • Sewer: Septic Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
--
Brandenburg High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 3,645 sqft

Property

Details

  • Parcel number: 0840000109

Features

  • Exterior features: Vinyl,Wood
  • Has spa: Yes
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 1.84 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$219$2,628
Property Taxes $396$4,752
Electricity $287$3,454
Total$3,253$39,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,531/yr
40% on housing$97,590/yr
45% on housing$86,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$156
Meade County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$462,000
2026-07-28Listed for sale$465,000
2021-06-17Sold$318,876

For Sale by Owner

AgentProperty Owner

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