1522 County Road 291, Cullman, AL, 35057
About This Home
Smith Lake (Cullman Side) A very prime location on the Cullman side of the Lake just across from Goat Island and Smith Lake Park. Watch the amazing July 4th fireworks right from your very own property. The home spans 2 lots and you have a full additional lot with fire pit area and exquisite landscaping. This is a one of a kind home custom built and sitting right on the water! As soon as you open the doors, you are immediately drawn to one of Smith Lake's best views! Just incredible! The main living area has a cozy comfortable feel with a timeless and classic design. The owners love the screened porch with fireplace and you will too! The master is on the main level with a gorgeous bath and closets. On the upper floor, you have a large guest suite or bunkroom with full bath. Throughout the home, you have unique architectural touches with many doors and materials form the famous Southern Accents in Cullman. The builder went to great lengths to create a special and timeless place. This home exudes presence and quality! On the lower level, you have a kitchen, bar area, guest suites, and grilling kitchen. On the lakeside, you have two large storage closets ideal for water toys. A sturdy Free State Boat dock has two slips and a swim pier. Having the additional watefront lot, you could even have another dock if desired. This location is one of the closest to Cullman, Nashville, and Birmingham. Only minutes to Publix and I-65. You just see this one! Offered furnished and turn key. Also, no HOA or homeowners dues! Look today!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2022
Materials
- Roof: Metal
- Construction materials: Frame,HardiPlank Type,Drywall,Wood Walls
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4.5
Features
- Flooring: Tile,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,599
- Total interior livable area: 4,599 sqft
Property
Details
- Parcel number: 2109290001004014
- Zoning: No Zoning
Features
- Stories: 3
- Patio & porch: Covered Patio,Patio,Screened
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,Swim Platform,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Gentle)
- Frontage length: Waterfront Footage(460.9+/-)
Lot
- Lot size: 1.38 Acres
- Features: 3 Lots
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $17,672 | $212,064 |
| Home Insurance * | $2,706 | $32,472 |
| Property Taxes | $611 | $7,332 |
| Electricity | $514 | $6,175 |
| Total | $21,503 | $258,036 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $3,495,000 |
| 2023-11-02 | Sold | $2,700,000 |
| 2023-10-20 | Contingent | $2,950,000 |
| 2023-09-05 | Listed for sale | $2,950,000 |
| 2023-06-28 | Listing removed | -- |
| 2023-02-08 | Listed for sale | $3,200,000 |
| 2023-02-08 | Listing removed | $3,200,000 |
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