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435 N Valeria St, Fresno, CA, 93701

20beds
10baths
8,580sqft
$1,399,900
$163price/sqft
$10,510/moest. monthly cost
$420,400/yrincome needed

About This Home

Offered to the market for the first time in over two decades, 435 N Valeria Street is a fully-occupied 10-unit apartment community in Fresno's established Jefferson neighborhood. Current ownership has held the property since 2003, giving a new buyer the rare opportunity to acquire a stabilized building that hasn't been actively shopped in 23 years.The asset features an all 2-bedroom unit mix across 8,580 SF of improvements on a 12,500 SF lot, with covered parking in the back. A wrought iron fence along the back alley secures tenant vehicles and trash receptacles. An on-site laundry room is in place but currently inactive; brand new washers and dryers will convey with the sale, allowing the new owner to immediately reactivate the amenity and capture additional ancillary income.SB 721 inspections have been completed with no immediate repairs identified, positioning the asset as truly turnkey with no immediate work required. The inspection report and all due diligence materials are available upon request from the listing agents and qualified buyers.With long-tenured ownership, SB 721 compliance, secured rear access, and clear upside from reactivating laundry income and marking rents to market as units turn, 435 N Valeria is well-suited for a 1031 exchange buyer or any investor seeking dependable Central Valley cash flow.435 N Valeria Street es un complejo de 10 unidades, completamente ocupado, en el consolidado vecindario Jefferson de Fresno, ofrecido al mercado por primera vez en 23 aos desde su compra por los propietarios actuales en 2003.El activo cuenta con unidades exclusivamente de 2 cuartos en 8,580 pies cuadrados de construccin sobre un lote de 12,500 pies cuadrados, con estacionamiento techado en proporcin 1:1. Una reja de hierro forjado en el callejn trasero protege los vehculos y contenedores de basura de inquilinos. La lavandera en sitio est fuera de servicio; lavadoras y secadoras nuevas se incluyen en la venta, permitiendo reactivar la amenidad y generar ingresos adicionales.Las inspecciones SB 721 se completaron sin reparaciones inmediatas identificadas. El informe y materiales de diligencia debida estn disponibles a solicitud para compradores calificados.Con larga trayectoria de propiedad, cumplimiento SB 721, y claro potencial al reactivar la lavandera y ajustar rentas al mercado, 435 N Valeria es ideal para un comprador 1031 o inversionista que busque flujo de efectivo confiable en el Valle Central.

Getting Around

77
WalkingVery Walkable
49
TransitSome Transit
82
BikeVery Bikeable

Schools

6/10
2/10
Tehipite Middle SchoolGrades 7-80.4 mi
3/10
Roosevelt High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Wood,Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 20
  • Bathrooms: 10

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,580
  • Total interior livable area: 8,580 sqft

Property

Details

  • Parcel number: 45908130

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.29 Acres
  • Features: Urban

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Fresno County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,078$84,936
Home Insurance *$707$8,484
Property Taxes $886$10,632
Electricity $1,839$22,078
Total$10,510$126,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$360,342/yr
40% on housing$315,300/yr
45% on housing$280,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 93701$172
Fresno County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 93701$224
Fresno County$266

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$1,399,900
2026-05-22Listed for sale$1,499,900

For Sale by Agent

AgentJin Kim
BrokerageThe JKRE Investment Group

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