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4187 Satinwood Dr, Johnstown, CO, 80534

4beds
4baths
4,540sqft
$665,000
$146price/sqft
$4,372/moest. monthly cost
$174,880/yrincome needed

About This Home

Welcome to this pristine, meticulously maintained 4-bed, 3.5-bath ranch in the heart of Thompson River Ranch - one of Colorado's most desirable communities. Built in 2023, this home offers modern design, open living, and a layout perfectly suited for both everyday comfort and entertaining. The heart of the home is the gourmet kitchen, featuring a stunning quartz eat-in island, five-burner gas cooktop, SS appliances, walk-in pantry, abundant cabinetry, and full tile backsplash. The kitchen flows effortlessly into the great room with fireplace and dining area, creating an inviting space for gatherings or quiet evenings at home. The main-level primary suite is a private retreat with a spa-style shower, dual vanities, walk-in closet, and direct access to the laundry room. A main-floor study with French doors provides flexible space for a home office or formal dining. The finished basement expands your living options with a spacious family room, two bedrooms, a full bath, activity center, and generous storage. Throughout the home, careful post-build attention to detail ensured minor fit-and-finish items were professionally addressed, resulting in a truly polished, move-in-ready residence. Added comforts include a whole-house humidifier for year-round comfort. Step outside to a fully landscaped and fully irrigated backyard with drip lines, backing to open space with sweeping views down to the river corridor, massive mature trees, and frequent wildlife sightings - a peaceful setting that truly sets this home apart. An oversized 2-car garage offers excellent space for vehicles, gear, and storage. Thompson River Ranch residents enjoy pools, clubhouse, disc golf, parks, trails, and year-round community events, along with easy access to I-25, shopping, and top-rated schools. Just minutes from Loveland's thriving arts scene, Boyd Lake, and mountain recreation. Ready for your private showing - a rare opportunity to own a truly turn-key home in an exceptional setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Loveland Classical SchoolGrades K-122.9 mi
7/10
Mountain View High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Dillion
  • Builder name: Oakwood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Lower
  • Area: 195
  • Dimensions: 13 x 15

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,High Ceilings
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 2,450
  • Finished area above ground: 2,090

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,540
  • Total interior livable area: 4,540 sqft

Kitchen

  • Level: Main
  • Area: 135
  • Dimensions: 9 x 15

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 6 x 9

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Main
  • Area: 221
  • Dimensions: 13 x 17

Property

Details

  • Parcel number: R1676057
  • Zoning: Res
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sprinkler System
  • Fencing: Partial

Lot

  • Lot size: 6,050 sqft
  • Features: Abuts Public Open Space,Paved,Sidewalks,Street Light

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$380$4,560
Property Taxes $288$3,456
Electricity $342$4,112
Total$4,372$52,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,897/yr
40% on housing$131,160/yr
45% on housing$116,586/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 80534$250
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80534$206
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$689,000
2026-05-05Price change$698,000
2026-04-09Price change$725,000
2026-04-03Price change$735,000
2026-03-18Price change$744,900
2026-01-16Listed for sale$749,000
2023-04-27Sold$699,990
2023-03-06Pending sale$770,000
2023-02-07Listed for sale$770,000

For Sale by Agent

AgentHenning Droeger
BrokerageHomes for Colorado Lifestyle

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