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229 Bibb St, Louisa, VA, 23093

4beds
3baths
2,240sqft
$445,000
$199price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Nestled in a serene and exclusive enclave, this stunning Colonial-style residence, built in 2023, embodies the perfect blend of modern luxury and timeless elegance. With four spacious bedrooms and two and a half beautifully appointed bathrooms, this home is designed for both comfort and sophistication, making it an ideal retreat for those who appreciate the finer things in life. As you step inside, you are greeted by an inviting atmosphere enhanced by luxury vinyl plank flooring that flows seamlessly throughout the main living areas. The open-concept layout is perfect for entertaining, allowing for effortless transitions between the living room, dining area, and gourmet kitchen. The kitchen is a chef's dream, featuring high-end appliances and ample counter space, making it a delightful space for culinary creations and gatherings with friends. The main floor laundry adds a touch of convenience to your daily routine, ensuring that chores are easily managed without sacrificing precious time. Each bedroom offers a tranquil escape, with generous closet space and plush carpeting that invites relaxation. The master suite, in particular, serves as a private sanctuary, complete with an en-suite bathroom that boasts luxurious finishes and thoughtful design. Step outside to discover your own outdoor oasis. The patio provides a perfect setting for al fresco dining or simply enjoying the fresh air in your private backyard that backs to trees. The spacious attached garage and concrete driveway offer ample parking for you and your guests. This property is not just a home; it's a lifestyle. Located in a desirable area, it offers easy access to local amenities, shopping, and dining, ensuring that everything you need is just moments away. The community exudes a sense of tranquility, making it a perfect place to unwind after a busy day. With its impeccable condition and high-end features, this home is a rare for a life of comfort, elegance, and exclusivity. Experience the joy of living in a home that truly reflects your aspirations and desires. Embrace the opportunity to make this exquisite property your own and enjoy the luxurious lifestyle it offers.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
Louisa County High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall
  • Flooring: Luxury Vinyl,Carpet
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 40G 2 53
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Washer,Dryer,And Refrigerator Are Excluded.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Vinyl

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Concrete,Private,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Earthquake
Hurricane
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$161$1,932
Property Taxes $273$3,276
Electricity $215$2,589
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 23093$210
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23093
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$445,000
2023-06-15Sold$369,990
2023-05-18Pending sale$369,990
2023-04-05Listed for sale$369,990
2023-04-04Pending sale$369,990
2023-02-03Listed for sale$369,990

For Sale by Agent

AgentShalawn Hildreth
BrokerageEXP Realty, LLC

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