235 State Route 49, Cleveland, NY, 13042
About This Home
INDULGE IN PURE LAKEFRONT PRESTIGE AND LUXURY! Expertly designed, meticulously curated, and impeccably maintained, this 3 bed/3 full bath, 2,500+ sq ft waterfront ranch is practically perfect in every way. Marvel at the regal roundabout driveway traversing the beautiful grounds and perennial landscaping. A massive foyer greets you with a private study and large dining room on either side. The vast family room is not only spacious but also offers jaw-droppingly stunning views of Oneida Lake as windows flank the beautiful gas fireplace, mantle & hearth. An open concept connects the family room, breakfast nook and the ultra-high end chef’s kitchen with new granite counters and oodles of oak cabinets & drawers with posh lighting. The east side of the house offers 2 generous bedrooms and full bath plus main level laundry, another full bath and the enormous, heated 3-car garage with mechanical room as well. The primary bedroom with breathtaking marine views is also impressive in size and features a spa-like en suite full bath with soaking tub and walk-in closet. Outside, a stately elevated stone hardscape patio spans the entirety of the house stepping down to the exquisite lawn & lakefront with added rock wall at the water’s edge. On the other side of the property, find more than an acre of natural wooded land also to be enjoyed. And with a whole house generator, all new roof, boiler, central air & on-demand hot water plus FULLY FURNISHED with heirloom quality furniture, this home has it ALL!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Blown-In Insulation,Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Convection Oven,Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Propane Water Heater,Refrigerator,See Remarks,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Breakfast Area,Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Bedroom on Main Level,Main Level Primary,Primary Suite
- Flooring: Ceramic Tile,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Baseboard,Hot Water
- Cooling features: Central Air
Interior Area
- Total structure area: 2,540
- Total interior livable area: 2,540 sqft
Property
Details
- Parcel number: 35260131201600020010400000
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Exterior features: Blacktop Driveway,Barbecue,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Beach Access,Lake
- Waterbody name: Oneida Lake
- Frontage length: 99
Lot
- Lot size: 3.90 Acres
- Features: Irregular Lot,Other,See Remarks
- Lot size dimensions: 451 x 309
Parking
- Total spaces: 3
- Parking features: Attached,Electricity,Garage,Storage,Workshop in Garage,Circular Driveway,Driveway,Other
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Oswego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $436 | $5,232 |
| Property Taxes | $1,462 | $17,544 |
| Electricity | $419 | $5,037 |
| Total | $6,867 | $82,404 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $935,500 |
| 2025-10-22 | Listed for sale | $949,900 |
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