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805 Michigan Ave, Sturgis, MI, 49091

4beds
2baths
1,800sqft
$215,000
$119price/sqft
$1,623/moest. monthly cost
$64,920/yrincome needed

About This Home

Brick duplex on a corner lot. Each unit is about 900 sq ft with full separate basements. Some hardwood floors. Both units are in great condition. New flooring and Fresh paint throughout. Both units could easily be turned into 3 bedrooms, as the living rooms are very spacious. Extra parking in the back of the duplex for at least 2 cars. Laundry hook ups in the basement. Separate utilities, both have 100 amp services. This is a VERY nice duplex, currently collecting $1950 Month in rent. Mostly maintenance free with brick exterior. Very desirable neighborhood. Tenants pay their own electric, sewer, water and lawn maintenance.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Congress SchoolGrades K-20.3 mi
4/10
Sturgis Middle SchoolGrades 6-81.4 mi
7/10
Sturgis High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 7505213001000

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot
  • Lot size dimensions: 107 x 106

Parking

  • Total spaces: 4
  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$160$1,920
Property Taxes $180$2,160
Electricity $196$2,356
Total$1,623$19,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,645/yr
40% on housing$48,690/yr
45% on housing$43,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 49091$139
St. Joseph County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49091$136
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$215,000
2026-03-30Pending sale$215,000
2026-03-11Listed for sale$215,000
2025-08-06Sold$160,000
2025-07-10Pending sale$172,000
2025-06-23Listed for sale$172,000

For Sale by Agent

AgentDavid C Clark
BrokerageRE/MAX Elite Group

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