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4440 County Road 342, Silt, CO, 81652

4beds
4baths
4,409sqft
$1,175,000
$267price/sqft
$7,020/moest. monthly cost
$280,800/yrincome needed

About This Home

THIS ONE IS A STEAL AT THIS PRICE! 17 Acres of Privacy and Seclusion south of Silt. Private acreage with wildlife and panoramic views of thousands of acres of ranch land. Beautiful main house with stone and rock work, 3 wood burning fireplaces, vaulted ceilings with exposed beams along with wood flooring. Large open kitchen and dining area for entertaining and a huge master suite separated from the other living areas. Master includes a large office, sitting area, soaking tub and multiple closets as well as a private deck. Many custom built-ins and bookshelves throughout the home and a lower level library or bedroom, depending how you choose to use it. Updated mechanical rooms, 2 laundry areas and more. Separate 1600 sq ft art studio / guest area with bedroom, kitchen area and 3/4 bath. Two detached 2 car garages, storage sheds and more . Access through solar powered security gate and private drive. Very small portion of main house originally built in 1976 and remodeled in 1995 along with a major expansion of the home in 1995 and art studio and garage construction. Short term rentals allowed in this portion of Garfield County.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Riverside SchoolGrades 6-814.7 mi
8/10
Coal Ridge High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1995

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Stone Veneer,Stone,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 168
  • Finished area above ground: 4,241

Heating & Cooling

  • Heating features: Radiant,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 4,409
  • Total interior livable area: 4,409 sqft

Property

Details

  • Parcel number: 245502400033
  • Zoning: Rural

Features

  • Levels: Split Level

Lot

  • Lot size: 17.22 Acres
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Landslide
Avalanche
Inland Flooding
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$366$4,392
Property Taxes $381$4,572
Electricity $332$3,994
Total$7,020$84,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,685/yr
40% on housing$210,600/yr
45% on housing$187,200/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 81652$219
Garfield County$471

vs Homes Sold Last Month

Median $/sqft

ZIP 81652$407
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-13Price change$1,299,000
2025-05-31Price change$1,385,000
2025-05-06Price change$1,450,000
2025-02-16Listed for sale$1,575,000
2024-11-05Listing removed$1,600,000
2024-08-01Price change$1,600,000
2024-05-07Listed for sale$1,685,000

For Sale by Agent

AgentMichael R Kennedy
BrokerageRE/MAX Mountain West

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