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238 Mystic Lane #238N, Monroe Township, NJ, 08831

2beds
2baths
--sqft
$275,000
--price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

Move right into this beautifully renovated second-floor condo in the desirable Rossmoor community! This sun-filled home offers 2 bedrooms and 2 full bathrooms, hardwood flooring throughout, and a stylish updated kitchen with granite countertops, tile backsplash, and built-in microwave. Enjoy ceiling fans, ample storage, well-appointed bathrooms with a stall shower, plus a covered carport for parking and extra storage. Residents have access to resort-style amenities including a clubhouse, pool, tennis courts, and golf course. Don't miss this move-in ready home, schedule your private showing today!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
6/10
Monroe Twp High SchoolGrades 9-121.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile,Wood,Other

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Central Air

Property

Details

  • Parcel number: 12000560000000411C238N
  • Attached to another structure: Yes
  • Zoning description: Condo

Features

  • Levels: Upper Level
  • Stories: 1
  • Entry location: Upper Level
  • Pool features: Community
  • Exterior features: Swimming,Other

Lot

  • Features: See Remarks

Parking

  • Parking features: Covered,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$92$1,104
Property Taxes $456$5,472
Electricity $193$2,318
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$271
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$285,000
2026-04-06Listed for sale$290,000
2023-05-31Sold$250,000

For Sale by Agent

AgentAmanda Cruz
BrokerageSignature Realty NJ

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