590 E Third Street #4O, Mount Vernon, NY, 10553
About This Home
BACK ON THE MARKET. This spacious and beautifully maintained 2.5-bedroom cooperative features gleaming hardwood floors and stunning views, and is ready for the perfect family to call it home. Ideally located near the City of Pelham, where restaurants, shopping, and everyday conveniences are just minutes away. The Hutchinson River Parkway is nearby, offering easy access to major highways for a seamless commute. Comfort, convenience, and charm — all in one place.. This building has it own convenient laundry room, bicycle and storage, in the sublevel.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Refrigerator,Gas Water Heater
- Laundry features: Common Area
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Formal Dining
- Flooring: Laminate
Heating & Cooling
- Heating features: Natural Gas,Radiant
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Lot
- Features: Near Public Transit,Near School,Near Shops,Views
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $351 | $4,212 |
| Electricity | $246 | $2,954 |
| Total | $1,876 | $22,512 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Price change | $229,000 |
| 2026-03-02 | Price change | $250,000 |
| 2025-08-21 | Pending sale | $220,000 |
| 2024-12-28 | Price change | $220,000 |
| 2024-04-24 | Listed for sale | $190,000 |
| 2024-01-31 | Listing removed | $154,000 |
| 2023-06-07 | Price change | $154,000 |
| 2023-05-12 | Price change | $169,000 |
| 2023-04-04 | Price change | $179,000 |
| 2023-01-31 | Listed for sale | $189,000 |
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