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16 Troy St APT 201, Jersey City, NJ, 07307

2beds
2baths
868sqft
$568,000
$654price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Located in the heart of the vibrant Jersey City Heights neighborhood, this impeccably designed 868 -sf condo built in 2023 offers a sophisticated blend of modern luxury and urban convenience. The open-concept living space is defined by gleaming hardwood floors and recessed lighting, anchored by a chef's kitchen that features a full suite of stainless steel appliancesincluding a French door refrigerator, gas stove, dishwasher, and built-in microwavealongside a dedicated wine refrigerator. The kitchen flows seamlessly into the main living area, where built-in Bluetooth Sonos speakers and a video intercom system provide a high-tech lifestyle. The spacious primary suite serves as a stylish retreat, highlighted by a signature brick wall feature, a double closet, and an ensuite with floor-to-ceiling marble pattern tile, a double vanity, and a sleek stand-up shower. Beyond the interior comforts of central HVAC and a 2nd full bath, this home offers the rare urban luxury of garaged parking for one car plus guest parking. The location is stellar being less than a block from the beautiful 13 acre Pershing Field Park offering an incredible array of year-round amenities, including an ice skating rink, tennis and basketball courts, a running track, and a playground. The property remains a commuter's dream, with the Journal Square PATH station just a less than a mile away as well as nearby bus routes and the Pulaski Skyway ensure you are perfectly positioned for work and play. Set back from the street via a long 100-ft private driveway, this home offers a rare sense of quiet and privacy with extra added security in the city while still being incredibly convenient. Located on a peaceful side street rather than a busy thoroughfare, the property is thoughtfully equipped with exterior and interior security cameras for extra peace of mind. You'll enjoy a calm residential feel just a few blocks from the main strip on the other side of the park, with easy access to shopping, dining, and local activities. Plus, it's only 1.5 miles to the Hoboken PATH, and convenient commuting access to NYC, giving you the best of both tranquility and city convenience.

Getting Around

90
WalkingVery Walkable
76
TransitExcellent Transit
54
BikeBikeable

Schools

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 868
  • Total interior livable area: 868 sqft

Property

Details

  • Parcel number: 060470200000003001C0201

Parking

  • Parking features: 1 Car,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,872$34,464
Home Insurance *$119$1,428
Property Taxes $1,056$12,672
Electricity $193$2,318
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$654This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$512
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$568,000
2026-03-04Listed for sale$578,000
2025-11-14Listing removed$585,000
2025-09-18Listed for sale$585,000
2025-08-25Listing removed$595,000
2025-07-24Listed for sale$595,000
2023-05-04Sold$515,000
2023-02-22Price change$499,000
2023-01-30Listed for sale$515,000

For Sale by Agent

AgentDEAN CLARK
BrokerageEXP REALTY LLC

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