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955 NE Mill St #C16, Waldport, OR, 97394

3beds
2baths
1,080sqft
$235,000
$218price/sqft
$1,576/moest. monthly cost
$63,040/yrincome needed

About This Home

One of the nicest in the park, this 3-bedroom, 2-bath home is located in the charming coastal town of Waldport, just around the corner from grocery shopping and only minutes from restaurants, antique shops, beach access, and other everyday conveniences. Built in 2005, the home offers a spacious, open layout with vaulted ceilings and a comfortable flow between the living, dining, and kitchen areas. The eat-in kitchen features a breakfast bar, creating a functional space for casual meals and conversation. A new roof installed in 2024 adds peace of mind, while the low-maintenance landscaping means more time enjoying the coast and less time on yard work. A covered deck provides a small but pleasant bay view, and provides a relaxing place to enjoy your morning coffee or unwind at the end of the day. The covered carport offers protected parking, while the generous workshop provides plenty of space for projects, storage, or hobbies. An additional patio includes a fish-cleaning station, making it especially convenient for those who enjoy spending time on the water. Located just a short distance from dock access, it's easy to spend your days fishing, crabbing, or exploring the bay. Space rent is $845 per month, and park approval is required for residency.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Crestview Heights SchoolGrades K-62.0 mi
2/10
Waldport Middle SchoolGrades 7-81.9 mi
5/10
Waldport High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: T1-11 Type

Other

  • Builder model: GE401F

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Eat-in Kitchen,Open Floorplan,Walk-In Closet(s),Hand-held Shower Head,Soaking Tub,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Drapes,Blinds
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Lease amount: 845
  • Zoning description: C-1 Retail Commercial
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Patio,Covered Deck
  • Exterior features: Storage
  • Has view: Yes
  • View description: Other,Bay
  • Has water view: Yes
  • Water view: Bay

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Additional Parking,Open,Shared Driveway,Covered
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Ice Storm
Landslide
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$66$792
Property Taxes $146$1,752
Electricity $176$2,119
Total$1,576$18,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,034/yr
40% on housing$47,280/yr
45% on housing$42,026/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 97394$264
Lincoln County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 97394$303
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$235,000

For Sale by Agent

AgentCasey O'Callaghan
BrokeragePremiere Property Group, LLC (Newport)

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