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31 Pine Arbor Lane Unit 204, Vero Beach, FL, 32962

1beds
1baths
630sqft
$105,000
$167price/sqft
$947/moest. monthly cost
$37,880/yrincome needed

About This Home

Welcome to this well-maintained 1-bedroom, 1-bathroom condo in the desirable Vista Royale 55+ community. This 2nd floor unit offers a comfortable and functional layout, making it the perfect seasonal retreat or year-round residence. Recent updates include an upsized air conditioning system installed in 2024 for enhanced comfort and efficiency, along with an updated kitchen and a new microwave installed in 2026. The enclosed Florida Room style balcony expands the living area. Enjoy the resort-style amenities including multiple clubhouses, swimming pools, tennis courts, fitness facilities, and a full calendar of social activities. Conveniently located just minutes from shopping, dining, medical facilities, and beautiful beaches, this condo offers the ideal Florida lifestyle. Don't miss this opportunity to own a piece of paradise!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
6/10
Oslo Middle SchoolGrades 6-81.7 mi
5/10
Vero Beach High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Roof: Other
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Range,Refrigerator,Water Heater
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • None
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 9 X 8

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16 X 15

Master Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 334019000030310002040
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association,Heated
  • Has view: Yes
  • View description: Golf Course

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$158$1,896
Property Taxes $62$744
Electricity $197$2,366
Total$947$11,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,468/yr
40% on housing$28,410/yr
45% on housing$25,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32962$118
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32962$208
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$102,900
2026-07-15Listed for sale$105,000

For Sale by Agent

AgentJason M Coley
BrokerageAtlantic Shores ERA Powered

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