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325 W Lane St, Quinlan, TX, 75474

2beds
1baths
922sqft
$169,900
$184price/sqft
$1,386/moest. monthly cost
$55,440/yrincome needed

About This Home

Your Lake Tawakoni lifestyle starts here. Whether you're searching for a peaceful retirement retreat, an affordable weekend getaway, or the perfect property to enjoy while planning your future lake home, this Lake Tawakoni opportunity checks all the boxes. Situated on an oversized double lot in the Hales Lake Tawakoni Retreat community, this updated 2-bedroom, 1-bath home offers comfortable, move-in-ready living with room to enjoy the outdoors and future possibilities. The open-concept floor plan features updated flooring, butcher block-style countertops, decorative tile backsplash, open shelving, and a center island. Step outside and imagine mornings with coffee beneath the shade trees, afternoons on the water, and evenings relaxing with family and friends. The generous lot provides ample space for boat parking, outdoor entertaining, gardening, or future improvements. Just moments from beautiful Lake Tawakoni, voluntary HOA membership provides access to a community fishing pier, boat dock, picnic area, park, and lake access. Enjoy boating, fishing, kayaking, or simply taking in the peaceful surroundings—all without paying waterfront prices. Conveniently located about an hour from the Dallas-Fort Worth Metroplex, this property is ideal as a full-time residence, retirement home, vacation getaway, or investment opportunity. Affordable opportunities this close to Lake Tawakoni are becoming increasingly rare. Buyer and Buyer's Agent to verify all information, including schools, measurements, HOA information, restrictions, and dues.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Wh Ford High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen Island,Open Floorplan
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 922 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 12

Living Room

  • Level: First
  • Dimensions: 16 x 11

Master Bedroom

  • Level: First
  • Dimensions: 14 x 11

Master Bedroom

  • Level: First
  • Dimensions: 14 x 11

Other

  • Level: First
  • Dimensions: 8 x 5

Property

Details

  • Parcel number: 45738
  • Attached to another structure: Yes
  • Exclusions: Metal shop with electricity and small mower shop in parking area will be removed prior to closing.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Chain Link,Wrought Iron
  • Waterbody name: Tawakoni
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.33 Acres
  • Features: Interior Lot

Parking

  • Parking features: Aggregate,Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$122$1,464
Property Taxes $167$2,004
Electricity $238$2,859
Total$1,386$16,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,520/yr
40% on housing$41,580/yr
45% on housing$36,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 75474$138
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75474$185
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$169,900
2026-05-23Listed for sale$175,000

For Sale by Agent

AgentHouston Pitts
BrokerageFarmersville Real Estate Company

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