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40 Robinwood Dr Unit 1C, Lake Ozark, MO, 65049

2beds
2baths
950sqft
$210,000
$221price/sqft
$1,416/moest. monthly cost
$56,640/yrincome needed

About This Home

PERFECT LAKE PACKAGE!!! Turn Key Condo that includes 10x24 boat slip, 2 PWCs, remote lift, and dock box for storage. Start enjoying the Lake on DAY ONE! This beautifully updated 2 bed, 2 bath condo comes fully furnished and move-in ready—just bring your flip flops. Enjoy breathtaking views from your spacious lakefront deck, perfect for entertaining or relaxing with a drink in hand. Walk out directly to the heated saltwater pool from your deck—an unbeatable feature! The fully stocked kitchen boasts updated cabinets and laminate wood flooring. Recent upgrades include a new range, refrigerator installed in 2018, HVAC installed in 2019, and a full-size washer & dryer installed in 2024. The complex offers resort-style amenities: 2 sparkling pools, 2 hot tubs, and a lighted boardwalk for evening strolls. Close to restaurants, marinas, and local entertainment. Whether you're looking for a serene getaway, full-time home, or income-producing rental, this gem checks all the boxes! Seller offering $4,000 allowance for any additional upgrades with full price offer.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Osage Middle SchoolGrades 6-89.1 mi
7/10
Osage High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer/Dryer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished,Cable TV,Walk-In Closet(s),Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 02702500000003066103
  • Exclusions: Personal Items,Blue lake wall hang sign next to kitchen and red no wake zone sign in guest bedroom

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Deck
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$134$1,608
Property Taxes $80$960
Electricity $141$1,693
Total$1,416$16,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,548/yr
40% on housing$42,480/yr
45% on housing$37,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$206
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$209,000
2026-07-07Listed for sale$210,000
2026-07-03Listing removed$224,000
2026-06-01Price change$224,000
2026-03-03Listed for sale$234,900
2026-01-01Listing removed$229,900
2025-10-13Price change$229,900
2025-07-31Price change$239,900
2025-07-17Listed for sale$250,000
2018-10-26Sold--

For Sale by Agent

AgentMATTHEW JAMES SCHRIMPF
BrokerageBHHS Lake Ozark Realty

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