18 Division Street #515, Saratoga Springs, NY, 12866
About This Home
Luxury condo living at The Lofts in the heart of downtown Saratoga Springs. This beautifully maintained one bedroom, one bath residence offers an east-facing private balcony with city views and secure underground parking. Interior features include cherry hardwood floors, crown molding, a gas fireplace, and a granite kitchen with breakfast bar that opens to a bright, open living space. Smartly designed with a large walk in closet, in unit laundry, and a Murphy bed for guests. The Lofts offers secure, doorman-assisted living with timer locked entrances and a stunning two story lobby with a 20 foot waterfall. Chianti Ristorante located downstairs. One block to Broadway dining and nightlife, one mile to Saratoga Race Course, and two miles to SPAC and Saratoga State Park.
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: None
- Construction materials: Brick
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Built-In Gas Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Freezer,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Water Softener
- Laundry features: Laundry Room
Basement
- Basement: None
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Crown Molding,Elevator,Eat-in Kitchen,Built-in Features
- Window features: Blinds,Display Window(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,030
Foyer
- Level: First
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,030
- Total interior livable area: 1,030 sqft
Kitchen
- Level: First
Living Room
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 411501 165.598515
- Zoning description: Mixed
Features
- Patio & porch: Patio
- Exterior features: None
- Has view: Yes
- View description: Mountain(s),Skyline,City,Downtown
Parking
- Total spaces: 1
- Parking features: Under Residence,Garage Door Opener,Heated Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,585 | $43,020 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $750 | $9,000 |
| Electricity | $246 | $2,954 |
| Total | $4,761 | $57,132 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-17 | Listed for sale | $719,000 |
| 2025-12-11 | Listing removed | $719,000 |
| 2025-06-20 | Listed for sale | $719,000 |
| 2025-04-22 | Listing removed | -- |
| 2025-01-23 | Listed for sale | $700,000 |
| 2017-06-30 | Sold | $419,000 |
For Sale by Agent
View on Zillow