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2440 Sunrise Dr, Little Canada, MN, 55117

4beds
3baths
3,619sqft
$559,900
$155price/sqft
$4,181/moest. monthly cost
$167,240/yrincome needed

About This Home

Nestled on a quiet cul-de-sac just minutes walk from Lake Gervais, this beautifully maintained two-story offers 3,600+ finished square feet with 4 bedrooms on one level and the perfect blend of space, comfort, and timeless updates. The inviting floor plan features formal living and dining rooms, a cozy family room with a gas fireplace, a sun-filled four-season porch overlooking the backyard, and a refreshed lower level ideal for a recreation room, home office, fitness area, or media space. The remodeled kitchen offers abundant cabinetry, generous prep space, and an easy flow for everyday living and entertaining. Upstairs, the spacious primary suite features a private bath, oversized walk-in closet with center island, a dedicated built-in office for two with seasonal views of Lake Gervais. Step outside to a private backyard with a spacious deck, perfect for entertaining or relaxing on summer evenings. Major updates include: Roof (2021), vinyl siding (2022), rebuilt deck (2021), high-efficiency furnace (2018), remodeled kitchen (2017), refreshed lower level and freshly sealcoated driveway (2026). Enjoy walking distance to Lake Gervais beach, fishing pier, parks, trails, shopping, restaurants, and convenient access to both downtown St. Paul and Minneapolis. Full disclosure some photos have been virtually staged using AI to illustrate the home’s potential.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Upper
  • Area: 270
  • Dimensions: 18x15

Bedroom2

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Lower
  • Area: 182
  • Dimensions: 14x13

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,919

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Interior Area

  • Total structure area: 3,619
  • Total interior livable area: 3,619 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Other

  • Level: Lower
  • Area: 312
  • Dimensions: 24x13

Other

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Sun Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 082922240013
  • Zoning description: Residential-Single Family
  • Foundation area: 1155

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 125 x 80

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$366$4,392
Property Taxes $679$8,148
Electricity $305$3,662
Total$4,181$50,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,348/yr
40% on housing$125,430/yr
45% on housing$111,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$137
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$559,900
2026-07-30Price change$559,900
2026-07-22Price change$599,900
2026-07-11Listed for sale$629,900
2007-03-31Sold$466,000
2001-02-06Sold$344,000

For Sale by Agent

AgentShang M. Thao-Berg
BrokerageLPT Realty, LLC

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