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7 Jessica Ln 11202, Union, NJ, 07083

3beds
3baths
--sqft
$779,000
--price/sqft
$5,647/moest. monthly cost
$225,880/yrincome needed

About This Home

Welcome to modern luxury at 7 Jessica Lane. This stunning, contemporary residence offers a seamless blend of sophisticated design and everyday comfort in the vibrant Vermella community just 0.4 miles to the Union Train Station with a direct link to NYC Penn Station. One of the most compelling advantages of this property is the significant financial benefit of a PILOT (Payment in Lieu of Taxes) program. This tax abatement offers substantial savings and predictable carrying costs, making this an exceptional value for the savvy buyer. Additionally, you can move in with total peace of mind knowing the nearly-new townhome is protected by a comprehensive builder?s warranty, ensuring quality craftsmanship and long-term security. From the moment you step inside, you?re greeted by an open-concept layout bathed in natural light, featuring high-end finishes and a sleek, chef-inspired kitchen that serves as the centerpiece of the home. The primary suite is a true retreat, complete with a spa-like ensuite bathroom and generous closet space. Every detail has been thoughtfully curated, from the durable flooring to the modern fixtures throughout. Situated in a community with easy access to local dining, shopping, museums and cultural events at nearby Kean University, and transit options, this home offers a lifestyle of convenience and ease. Don?t miss the opportunity to own a turnkey property that combines financial smarts with high-end living.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10
Kawameeh Middle SchoolGrades 5-81.5 mi
3/10
Union Senior High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition Shingle

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Jennaire Type,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Level 2

Basement

  • Basement: None

Bedroom1

  • Level: Second
  • Area: 315

Bedroom2

  • Level: Second
  • Area: 165

Bedroom3

  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 84

Features

  • High Ceilings
  • Window features: Blinds
  • Flooring: Carpet,Wood
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: 1 Unit

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: First
  • Area: 171

Living Room

  • Level: First
  • Area: 144

Property

Details

  • Parcel number: 2919001010000000020063C7202
  • Attached to another structure: Yes
  • Exclusions: Photography and Bedroom Artwork,Dining Room and Hallway Mirrors

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Association
  • Patio & porch: Deck
  • Exterior features: Dog Run,Tennis Court(s)

Lot

  • Lot size: 1.41 Acres
  • Lot size dimensions: 1.4089 ACRES

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Additional Parking,Assigned,Built-In Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$198$2,376
Property Taxes $1,317$15,804
Electricity $193$2,318
Total$5,647$67,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,611/yr
40% on housing$169,410/yr
45% on housing$150,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07083$326
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07083$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$779,000
2023-02-05Listing removed--
2023-01-28Listed for sale$654,990

For Sale by Agent

AgentElizabeth Gibson
BrokerageCompass New Jersey, Llc

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