5305 Girard St, McKinney, TX, 75071
About This Home
2023 built one story Bloomfield home in Willow Wood with 3 bedrooms, 2 bathrooms, and front office with French doors. Open kitchen, dining, and living layout with multiple rear facing windows providing natural light across main living areas. Engineered wood flooring in entry, office, kitchen, dining, and living areas. Kitchen includes island, cabinetry upgrades, pantry, and dining area open to living space. Primary bedroom includes sitting area, larger windows, and ensuite bath with separate vanities, tub, and shower. Secondary bedrooms are positioned separately from primary suite. Backyard includes brick rear wall, lawn area, patio space, and established magnolia, live oak, and Chinese pistache trees. Community amenities include pool, parks, trails, and common areas.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Range,Gas Water Heater,Microwave,Vented Exhaust Fan
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room
Bedroom
- Level: First
- Dimensions: 11 x 10
Bedroom
- Level: First
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 10 x 10
Features
- High Speed Internet
- Window features: Window Coverings
- Flooring: Carpet,Ceramic Tile,Vinyl
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,850 sqft
Kitchen
- Features: Breakfast Bar,Granite Counters,Kitchen Island,Pantry
- Level: First
- Dimensions: 13 x 11
Living Room
- Level: First
- Dimensions: 17 x 16
Master Bedroom
- Features: Sitting Area in Primary,Walk-In Closet(s)
- Level: First
- Dimensions: 15 x 14
Office
- Level: First
- Dimensions: 12 x 10
Other
- Features: Dual Sinks
- Level: First
- Dimensions: 10 x 7
Other
- Level: First
- Dimensions: 4 x 8
Utility Room
- Level: First
- Dimensions: 6 x 5
Property
Details
- Parcel number: R125180KK00301
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Patio & porch: Front Porch,Patio,Covered
- Exterior features: Rain Gutters
- Fencing: Brick,Wood
Lot
- Lot size: 6,011 sqft
- Features: Landscaped,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $479 | $5,748 |
| Electricity | $238 | $2,859 |
| Total | $3,297 | $39,564 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $449,000 |
| 2026-02-04 | Listing removed | $475,000 |
| 2025-11-16 | Listed for sale | $475,000 |
| 2023-03-31 | Sold | -- |
| 2023-03-03 | Pending sale | $489,060 |
| 2023-01-24 | Price change | $489,060 |
| 2023-01-20 | Listed for sale | $519,060 |
For Sale by Agent
View on Zillow