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2817 Victoria St N, Saint Paul, MN, 55113

4beds
4baths
2,863sqft
$849,950
$297price/sqft
$5,884/moest. monthly cost
$235,360/yrincome needed

About This Home

Welcome to the Skyview Plan at Victoria Shores on Lake Owasso! This stunning two-story home features 4 spacious bedrooms and 4 bathrooms, with a thoughtfully designed kitchen. Enjoy peaceful, vista views of Lake Owasso from your living spaces, creating a serene atmosphere for everyday living. An upper-level laundry room adds ultimate convenience. It is also set up for an easy elevator to be added by the builder or after closing. Step outside to explore scenic walking trails, shared lake access, and nearby parks, all just moments away from major freeways. At Victoria Shores, experience the perfect balance of lakeside tranquility and easy city access—Only 5 more homesites available to enjoy the blend of lake and city life. Lake life living within an association-maintained common area dock, walkways and more. Your Home... your way...from our Family to yours!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Pitched
  • Construction materials: Frame

Other

  • Builder name: FIELDSTONE FAMILY HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Concrete,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 175
  • Dimensions: 14x12.5

Bedroom2

  • Level: Upper
  • Area: 229.5
  • Dimensions: 17x13.5

Bedroom3

  • Level: Upper
  • Area: 126.5
  • Dimensions: 11x11.5

Bedroom4

  • Level: Upper
  • Area: 202.5
  • Dimensions: 13.5x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: Lower
  • Area: 234
  • Dimensions: 13x18

Features

  • Finished area below ground: 309
  • Finished area above ground: 2,201

Great Room

  • Level: Main
  • Area: 280
  • Dimensions: 14x20

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,863
  • Total interior livable area: 2,863 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Laundry

  • Level: Upper
  • Area: 42
  • Dimensions: 6x7

Loft

  • Level: Upper
  • Area: 16.5
  • Dimensions: 1.5x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 022923310071
  • Zoning description: Residential-Single Family
  • Foundation area: 663

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Lake View

Lot

  • Lot size: 0.30 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 111 x 133 x 91 x 95

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$504$6,048
Property Taxes $842$10,104
Electricity $241$2,897
Total$5,884$70,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,737/yr
40% on housing$176,520/yr
45% on housing$156,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 55113$181
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55113$212
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$859,950
2026-02-02Price change$870,250
2025-08-28Listed for sale$874,980
2024-08-27Listing removed$292,500
2024-04-19Listed for sale$292,500
2024-04-01Listing removed--
2023-01-20Price change$292,500
2022-10-21Listed for sale$287,500

New Construction

AgentTadd E. Johnson
BrokerageFieldstone Real Estate Specialists

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