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30 Bella Ln, Zebulon, NC, 27597

4beds
3baths
2,744sqft
$674,900
$246price/sqft
$4,183/moest. monthly cost
$167,320/yrincome needed

About This Home

1.3 ACRES, NO HOA!!! Mild restrictive covenants! Bring the boat, bring the camper! Need a detached garage or storage building?! No problem! This new construction home is framed/sheetrocked and ready for you to make some selections! 3 bedroom, 2 bath main floor! 4th bedroom and bonus up! Almost 700 square feet of walk-in storage!! Quartz countertops, tile in bathrooms and laundry room! stainless appliances! Family room, kitchen and dining are open and ready for entertaining! Screened porch overlooking your large backyard!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Bunn ElementaryGrades PK-54.4 mi
3/10
Bunn MiddleGrades 6-85.6 mi
3/10
Bunn HighGrades 9-125.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Brick/Mortar,Permanent
  • Roof: Shingle
  • Construction materials: Batts Insulation,Fiber Cement

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Plumbed For Ice Maker,Range
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Entrance Foyer,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Recessed Lighting,Room Over Garage,Walk-In Closet(s),Walk-In Shower
  • Flooring: Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,744

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,744
  • Total interior livable area: 2,744 sqft

Property

Details

  • Parcel number: 048819
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Porch,Screened
  • Exterior features: Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 1.30 Acres
  • Features: Back Yard,Corner Lot,Front Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$258$3,096
Property Taxes $258$3,096
Electricity $255$3,066
Total$4,183$50,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,417/yr
40% on housing$125,490/yr
45% on housing$111,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 27597$184
Franklin County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27597$180
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$674,900
2025-08-06Listed for sale$686,000
2023-12-08Listing removed--
2023-12-01Listed for sale$70,000

New Construction

AgentRobin Sullivan
BrokerageNorthside Realty Inc.

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