See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3162 Hardin Rd, Guntersville, AL, 35976

3beds
3baths
1,742sqft
$650,000
$373price/sqft
$4,210/moest. monthly cost
$168,400/yrincome needed

About This Home

Look no further — this is the perfect lake cottage! This unique floor plan is the only one of its kind, featuring a two-car carport and standing as the largest one-level layout currently available. You’ll love every detail of this home, from the spacious living area with vaulted ceilings and a cozy gas-log fireplace, to the modern kitchen with an island, quartz countertops, and custom cabinetry. The luxury vinyl flooring throughout adds a touch of elegance, and the primary suite offers a walk-in tile shower for ultimate comfort. Best of all, relax on your front porch and take in the breathtaking views of Lake Guntersville. Don’t miss your chance at this one-of-a-kind home!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
9/10
6/10
Guntersville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2023

Other

  • Builder name: LITTLE PINK HOUSES CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Gas Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Recessed Lighting,Smooth Ceiling,Window Cov,LVP Flooring
  • Level: First
  • Area: 156

Bedroom3

  • Features: Recessed Lighting,Smooth Ceiling,Window Cov,LVP
  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,742 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Skylight,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 216

Living Room

  • Features: Fireplace,Recessed Lighting,Smooth Ceiling,Skylight,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 270

Master Bedroom

  • Features: Recessed Lighting,Smooth Ceiling,Window Cov,Walk-In Closet(s),LVP
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 1505224000022025

Features

  • Private pool: Yes
  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size dimensions: 43 x 135 x 42 x 125

Parking

  • Total spaces: 2
  • Parking features: Carport,Attached Carport
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$522$6,264
Property Taxes $162$1,944
Electricity $240$2,881
Total$4,210$50,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,342/yr
40% on housing$126,300/yr
45% on housing$112,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$237
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$650,000
2025-11-02Listed for sale$695,000
2023-07-05Sold$615,000
2023-07-02Pending sale$649,000
2023-01-19Listed for sale$649,000

For Sale by Agent

AgentShane Vandergriff
BrokerageLake Guntersville Real Estate

Similar Homes