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8923 SE Torch Lake Dr, Alden, MI, 49612

2beds
2baths
1,368sqft
$630,000
$461price/sqft
$4,025/moest. monthly cost
$161,000/yrincome needed

About This Home

150’ Shared Sandy Bottom Torch Lake Access – City of Alden – 2 Acres! Rare opportunity in the City of Alden with 150 feet of shared sandy-bottom Torch Lake access — enjoy some of the clearest water in Michigan without the waterfront taxes. Situated on a beautiful 2-acre parcel shaded by large, mature oak trees, this unique property offers flexibility, space, and strong rental potential. The updated 2-bedroom, 2-bath home features: Open-concept layout Large kitchen with new appliances Spacious living area ideal for entertaining Move-in-ready condition In addition, the property includes: An older 2-bedroom, 2-bath mobile home with natural gas heat Fenced dog area Finished 15 x 18 outbuilding with natural gas heater — perfect for extra living space, studio, office, or guest overflow With multiple structures and short-term rental potential, this property presents an excellent opportunity for income production, seasonal rental, multi-generational living, or a Northern Michigan getaway compound. Prime Alden location near Torch Lake access, local dining, and year-round recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Mancelona Elementary SchoolGrades PK-410.3 mi
7/10
Mancelona Middle SchoolGrades PK,5-810.6 mi
4/10
Mancelona High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other,2x6 Framing,Steel Siding,Stone,Steel

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile - Single Wide,Apartment
  • Property subType: Single Family Residence,Manufactured/Single Wide,Apartment

Interior

Appliances

  • Appliances included: Oven/Range,Dishwasher,Microwave,Washer,Dryer,Exhaust Fan,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 126

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Walk-In Closet(s),Loft,Granite Counters,Solid Surface Counters,Ceiling Fan(s),Cable TV,In-Law Floorplan
  • Window features: Blinds
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,368

Interior Area

  • Total structure area: 1,368
  • Total interior livable area: 1,368 sqft

Kitchen

  • Level: Main
  • Area: 208

Living Room

  • Level: Main
  • Area: 440

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 195

Property

Accessibility

  • Accessibility features: Main Floor Access,Accessible Full Bath,Handicap Access

Details

  • Parcel number: 050801602501
  • Zoning description: Residential
  • Other equipment: Dish TV

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Inland Lake,All Sports,Sandy Bottom,Deeded Easement,Lake
  • Waterbody name: Torch Lake
  • Frontage length: 150

Lot

  • Lot size: 2 Acres
  • Features: Wooded-Hardwoods,Evergreens,Level,Metes and Bounds
  • Lot size dimensions: 231 x 469 x 202 x 395

Parking

  • Parking features: None,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$232$2,784
Property Taxes $420$5,040
Electricity $188$2,259
Total$4,025$48,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,000/yr
40% on housing$120,750/yr
45% on housing$107,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 49612$197
Antrim County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 49612
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$500,000
2025-09-03Listing removed$549,900
2025-07-09Price change$549,900
2025-06-12Price change$596,900
2022-10-07Pending sale$289,900
2022-10-05Sold$275,000
2022-07-28Price change$289,900
2022-06-21Pending sale$297,900
2022-06-07Listed for sale$297,900

For Sale by Agent

AgentLisa Russell
BrokerageReal Estate One Gaylord

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