3946 Needham St, Tracy, CA, 95377
About This Home
Experience the pinnacle of modern elegance at 3946 Needham St, a stunning 2023-built residence located in the prestigious Tracy Hills master-planned community. This 2,416-square-foot home features a seamless open-concept main level, where a chef-inspired kitchen transitions effortlessly into expansive living and dining areas, ideal for sophisticated entertaining. The versatile floor plan offers four spacious bedrooms and three spa-inspired bathrooms, including a secluded main-level guest suite and a magnificent owner's retreat with a lavish walk-in closet. Residents enjoy exclusive access to world-class amenities at the Private Residents' Club, featuring an on-site market, a basketball court, a resort-style pool, and a scenic yoga lawn. Surrounded by top-rated schools and picturesque parks, this home offers a refined lifestyle of comfort and convenience in the heart of Northern California.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Spanish Tile
- Construction materials: Stucco,Frame,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Plumbed,Trash Compactor,Ice Maker,Dishwasher,Microwave,Self Cleaning Oven,Tankless Water Heater,ENERGY STAR Qualified Appliances,Free-Standing Gas Oven,Dryer,Washer
- Laundry features: Laundry Room,Cabinets,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Carpet,Laminate,Tile
Heating & Cooling
- Heating features: Central,Heat Pump,Hot Water,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Zoned
Interior Area
- Total interior livable area: 2,416 sqft
Kitchen
- Features: Quartz Counter,Kitchen Island,Kitchen/Family Combo
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Tile,Tub,Multiple Shower Heads,Walk-In Closet(s),Quartz
Master Bedroom
- Features: Walk-In Closet,Sitting Area
Property
Details
- Parcel number: 251380020000
- Zoning description: SFR
- Special condition: Offer As Is
Features
- Private pool: Yes
- Pool features: Community
- Exterior features: Uncovered Courtyard
- Fencing: Back Yard,Wood,Fenced
Lot
- Lot size: 4,891 sqft
- Features: Sprinklers In Front,Sprinklers In Rear,Curb(s)/Gutter(s),Storm Drain,Street Lights,Landscape Front,Landscaped,Other,Low Maintenance
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Wildfire
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,817 | $45,804 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $745 | $8,940 |
| Electricity | $518 | $6,216 |
| Total | $5,234 | $62,808 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $775,000 |
| 2023-06-23 | Sold | $771,500 |
| 2023-02-26 | Listing removed | -- |
| 2023-02-25 | Price change | $831,132 |
| 2023-01-17 | Listed for sale | $819,880 |
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