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3479 Forster Ln Lot 19, Utica, MI, 48316

4beds
4baths
3,651sqft
$899,900
$246price/sqft
$6,180/moest. monthly cost
$247,200/yrincome needed

About This Home

New Construction Colonial being built & scheduled for completion in Spring 2026. Home will feature a beautiful elevation with all high end finishes throughout, 4.5 car garage, huge covered patio, designer island gourmet kitchen with custom LaFata cabinets, wide plank hardwood flooring throughout entire 1st floor, bridge with wrought iron staircase overlooking 2-story foyer & great room, dual staircases to the extra deep basement that is already prepped for a bathroom, large owner's suite with designer bath & huge walk-in closet, 8' doors throughout entire 1st floor along with custom woodworking and trim throughout with a 4.5 car attached side-entry garage. PICTURES SHOWN ARE NOT OF ACTUAL HOME.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Roberts Elementary SchoolGrades PK-60.6 mi
7/10
Malow Junior High SchoolGrades 7-92.0 mi
9/10
Eisenhower High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Concrete,Sump Pump,Unfinished

Bathroom1

  • Level: Upper
  • Area: 120

Bathroom2

  • Level: Upper
  • Area: 91

Bathroom3

  • Level: Upper
  • Area: 54

Bedroom1

  • Level: Upper
  • Area: 320

Bedroom2

  • Level: Upper
  • Area: 195

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 192

Features

  • High Ceilings,Interior Balcony,Sump Pump,Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,651

Great Room

  • Level: Entry
  • Area: 380

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 5,515
  • Total interior livable area: 3,651 sqft

Kitchen

  • Level: Entry
  • Area: 176

Property

Details

  • Parcel number: 230718402019
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Sidewalks,Street Lights
  • Frontage type: Road
  • Frontage length: 93

Lot

  • Lot size: 0.32 Acres
  • Features: Platted,Sidewalks,Subdivision
  • Lot size dimensions: 93' x 150'

Parking

  • Total spaces: 3.5
  • Parking features: 3 or More Spaces,Garage,On Street,Driveway,Attached,Electric in Garage,Direct Access,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$310$3,720
Property Taxes $922$11,064
Electricity $398$4,778
Total$6,180$74,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,885/yr
40% on housing$185,400/yr
45% on housing$164,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 48316$172
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48316$205
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-20Price change$899,900
2024-12-27Price change$889,900
2024-09-05Price change$869,900
2024-04-16Price change$859,900
2023-07-31Price change$849,900
2023-01-16Listed for sale$799,900

New Construction

AgentThomas Zibkowski
BrokerageReal Estate One Inc-Shelby

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