1111 Providence Loop, Greensboro, GA, 30642
About This Home
ASSUMABLE 100% VA LOAN at 5.75% ( for qualified purchasers)! This stunning open ranch plan offers effortless, low-maintenance living with three bedrooms and two baths on the main level, plus an additional bedroom, bath, and two generous storage areas upstairs. The primary suite overlooks serene wooded green space, while the expansive great room flows seamlessly to a large rear porch—ideal for relaxing or entertaining. Inside, enjoy premium upgrades including engineered hardwood floors, a water softener system, gas cooktop, stepless-entry tiled shower, and a spacious walk-in closet. The kitchen dazzles with quartz countertops and a modern backsplash, complemented by 10-foot ceilings throughout the main level that enhance the light, airy feel. Located in The Enclave at Heron Ridge, this home includes landscape maintenance in your community fees and access to a central gathering pavilion with Adirondack chairs, firepit, TV, and picnic area. Experience the full Harbor Club lifestyle on Lake Oconee, with golf, boating, swimming, tennis, pickleball, a 2,000 sq. ft. fitness center, and dining at the clubhouse restaurant. Stylish, comfortable, and low-maintenance—this home offers the perfect combination of privacy, amenities, and Lake Oconee living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Asphalt/Comp Shingle
- Construction materials: Brick,Hardy Board
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Craftsman
- Property subType: Golf Comm Home,Single Family Residence
Interior
Appliances
- Appliances included: Built in Microwave,Cooktop,Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s),Electric Water Heater,Water Softener
- Laundry features: First Level
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Features
- Breakfast Bar,Chair Rail,Chandelier,Crown Molding,Double Vanity,Granite Counters,Separate Shower,Solid Surface Counters,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Tile,Wood
- Fireplace features: Electric,Gas Log,Prefab Fireplace,Ventless
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,479
- Total interior livable area: 2,479 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Wheel Chair Access
Details
- Parcel number: 075GA0012
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: One and One Half,One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered Patio,Patio
- Has view: Yes
- View description: None
- Waterfront features: None,Lake Access (Subdivision Access),Dock (Subdivision Access),No Seawall
- Topography of land: Level
Lot
- Lot size: 7,405 sqft
- Features: Irrigation System,Landscaped,Lake Oconee Area
Parking
- Total spaces: 2
- Parking features: 2 Car Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $596 | $7,152 |
| Electricity | $240 | $2,890 |
| Total | $3,523 | $42,276 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Price change | $495,000 |
| 2026-03-14 | Listed for sale | $525,000 |
| 2024-06-04 | Listing removed | -- |
| 2023-05-26 | Sold | $508,816 |
| 2023-04-10 | Pending sale | $499,900 |
| 2023-01-15 | Listed for sale | $499,900 |
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